Annual Report 2003Close Report
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To Our Shareholders
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Glossary
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www.td.com

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group.

In Canada and around the world, TD Bank Financial Group serves more than 13 million customers in three key businesses: Personal and Commercial Banking including TD Canada Trust; Wealth Management including the global operations of TD Waterhouse; and Wholesale Banking including TD Securities, operating in key financial centres around the globe. On October 31, 2003, TD was the third largest bank in Canada in terms of market capitalization.

The Bank is a Schedule 1 chartered bank subject to the provisions of the Bank Act of Canada. It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869. The Bank is headquartered in Toronto, Canada.

Our common stock is listed on the Toronto Stock Exchange and on the New York Stock Exchange under symbol: TD, as well as on the Tokyo Stock Exchange.

Head office

Address:
The Toronto-Dominion Bank
P.O. Box 1
Toronto-Dominion Centre
King St. W. and Bay St.
Toronto, Ontario
M5K 1A2

Fax: (416) 982-5671

Products and services:
Contact TD Canada Trust,
24 hours a day, seven days a week
1-866-222-3456

French:
1-800-895-4463

Cantonese/Mandarin:
1-800-387-2828

Telephone device for the deaf:
1-800-361-1180

General and financial:
Contact Corporate and Public Affairs,
(416) 982-8578

Internet web site:
www.td.com

Internet e-mail:
customer.service@td.com

Annual meeting

March 25, 2004
9:30 a.m.
Shaw Convention Centre
Edmonton, Alberta

Shareholder services

For shareholder inquiries relating to: missing dividends, lost share certificates, estate questions, address changes to the share register, dividend bank account changes or the dividend re-investment program, please contact our transfer agent:

CIBC Mellon Trust Company
P.O. Box 7010
Adelaide Street Postal Station
Toronto, Ontario
M5C 2W9
(800) 387-0825
(416) 643-5500
www.cibcmellon.com or inquiries@cibcmellon.com

Co-transfer agent and registrar:
Mellon Investor Services LLC
P.O. Box 3315
South Hackensack, New Jersey 07606
or
85 Challenger Road
Ridgefield Park, New Jersey 07660
(800) 370-1163
TDD for hearing impaired:
(800) 231-5469
Foreign shareholders:
(201) 329-8660
TDD foreign shareholders:
(201) 329-8354
www.melloninvestor.com

Shareholder service agent in Japan:
Mizuho Trust & Banking Co., Ltd.
1–17–7, Saga, Koto-ku
Tokyo, Japan
135-8722

For all other shareholder inquiries,
please contact the Shareholder
Relations department at
(416) 944-6367 or
toll-free at 1-866-756-8936 or
email tdshinfo@td.com

Shareholder information is also
available by calling toll-free in
Canada or the United States
1-800-4NEWS-TD (1-800-463-9783);
in Toronto, call
(416) 982-NEWS [(416) 982-6397] or
(416) 944-6367 or
1-866-756-8936 toll-free.

Financial mailing list:
The Bank maintains a mailing list
so shareholders and other interested
parties can receive quarterly financial
statements and annual reports.
To add your name to this list,
please write the Bank’s transfer agent.