Behind the success of TD Canada Trust is a team of creative
thinkers. People who are constantly engaged in creating innovative
financial products and services that meet the needs of our
customers. With the contributions and support from the Products and
Risk teams, TD Canada Trust delivers the best customer service in
the industry. We put people first, because people are our
future. Personal Lending and Credit Cards: The focus of the Personal Lending and Credit Card
Product Group is to build and maintain strong product
offerings that maximize contribution to TDBFG profitability,
complement the retail suite of products and help strengthen
customer relationships with TD Canada Trust. The credit card
business exceeds the average growth of retail financial services,
and TD Visa is aggressively growing market share by outpacing the
competition. The Credit Card Product Group located in
Toronto, Ontario, is responsible for the overall product management
of credit card programs. This includes new customer acquisition,
account management, new product development, pricing and
management. The Personal Lending Product Group is
responsible for strategy, business planning, acquisition, account
management and product development for all Unsecured Personal
Lending products including Loans, Lines of Credit and Overdraft
Protection. Core Banking, Term Investment and Debit
Payments: Core Banking is the cornerstone of a customer's
relationship with their bank! The Core Banking & Debit Payments
team located in Toronto, Ontario, is responsible for the management
of day-to-day deposit accounts for personal customers, as well as
the Debit Payments business. With over 70% of all TD customers
holding a Core Banking account, the scope of the business is quite
significant, including product management, product support, process
improvement, and financial and data analysis support. The Term Investments team located in Toronto,
Ontario, is responsible for the management of all Term products
including GICs and Term Deposits –both registered and
unregistered. The scope of the business includes product
management, product support, process improvement, strategy
development, profitability, acquisition/retention, and financial
and data analysis support. Real Estate Secured Lending: The Real Estate Secured Lending (RESL) team is
comprised of a Product Group, a Business Analysis and Operations
Group as well as a Sales and Support Team. The RESL Product and
Business Analysis and Operations teams located in Toronto, Ontario,
are responsible for the management of all Real Estate Lending
Products offered by TD. The scope of the business includes product
management, product support, process improvement and financial and
data analysis support. The Real Estate Lending Sales teams are
responsible for the delivery of both sales and service using credit
products such as Mortgages, Home Equity Lines of Credit, Loans and
VISA. The sales channels include the Mobile Mortgage Specialists,
Broker Sales, Builder Development and Personal Credit Sales. With
locations across Canada, these sales driven channels operate in a
fast-paced and challenging market-driven environment focused on
quality customer service and immediate deliverables. Retail Risk Management: The TD Canada Trust Retail Risk Management
Group is comprised of three businesses including, TD
Canada Trust Risk Management, Retail Risk Valuation and Analysis
and Regulatory and Operational Risk Management. Located in Toronto,
Ontario, the TD Canada Trust Risk Management Group is responsible
for the development and execution of risk strategies and
initiatives that will assist our key business partners achieve
growth and profitability targets while maintaining the overall risk
quality of our lending portfolios. Key business partners include
Personal Lending, VISA, Real Estate Secured Lending and Small
Business Banking. The Risk area is also accountable to ensure TD
Canada Trust complies with all government and regulatory
requirements. ROLES:
- Product Manager
- Product Officer
- Risk Analyst
- Product Analyst
- Mobile Mortgage Specialist
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