Annual Report 2003 Close Report
Financial Highlights
To Our Shareholders
Management's Discussion and Analysis
Financial Results
More About Us
The Future Matters
navigation spacer
space space space space space
small photo

The Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Financial Group.

In Canada and around the world, TD Bank Financial Group serves more than 13 million customers in three key businesses: Personal and Commercial Banking including TD Canada Trust; Wealth Management including the global operations of TD Waterhouse; and Wholesale Banking including TD Securities, operating in key financial centres around the globe. On October 31, 2003, TD was the third largest bank in Canada in terms of market capitalization.

The Bank is a Schedule 1 chartered bank subject to the provisions of the Bank Act of Canada. It was formed on February 1, 1955 through the amalgamation of The Bank of Toronto, chartered in 1855, and The Dominion Bank, chartered in 1869. The Bank is headquartered in Toronto, Canada.

Our common stock is listed on the Toronto Stock Exchange and on the New York Stock Exchange under symbol: TD, as well as on the Tokyo Stock Exchange.

Head office

The Toronto-Dominion Bank
P.O. Box 1
Toronto-Dominion Centre
King St. W. and Bay St.
Toronto, Ontario
M5K 1A2

Fax: (416) 982-5671

Products and services:
Contact TD Canada Trust,
24 hours a day, seven days a week



Telephone device for the deaf:

General and financial:
Contact Corporate and Public Affairs,
(416) 982-8578

Internet web site:

Internet e-mail:

Annual meeting

March 25, 2004
9:30 a.m.
Shaw Convention Centre
Edmonton, Alberta

Shareholder services

For shareholder inquiries relating to: missing dividends, lost share certificates, estate questions, address changes to the share register, dividend bank account changes or the dividend re-investment program, please contact our transfer agent:

CIBC Mellon Trust Company
P.O. Box 7010
Adelaide Street Postal Station
Toronto, Ontario
M5C 2W9
(800) 387-0825
(416) 643-5500 or

Co-transfer agent and registrar:
Mellon Investor Services LLC
P.O. Box 3315
South Hackensack, New Jersey 07606
85 Challenger Road
Ridgefield Park, New Jersey 07660
(800) 370-1163
TDD for hearing impaired:
(800) 231-5469
Foreign shareholders:
(201) 329-8660
TDD foreign shareholders:
(201) 329-8354

Shareholder service agent in Japan:
Mizuho Trust & Banking Co., Ltd.
1–17–7, Saga, Koto-ku
Tokyo, Japan

For all other shareholder inquiries,
please contact the Shareholder
Relations department at
(416) 944-6367 or
toll-free at 1-866-756-8936 or

Shareholder information is also
available by calling toll-free in
Canada or the United States
1-800-4NEWS-TD (1-800-463-9783);
in Toronto, call
(416) 982-NEWS [(416) 982-6397] or
(416) 944-6367 or
1-866-756-8936 toll-free.

Financial mailing list:
The Bank maintains a mailing list
so shareholders and other interested
parties can receive quarterly financial
statements and annual reports.
To add your name to this list,
please write the Bank’s transfer agent.