Key Metrics

 
(millions of Canadian dollars, except where noted)2009   2008   2007   
Results of operations   
Total revenues - reported$ 17,860   $ 14,669   $ 14,281   
Total revenues - adjusted18,621   14,372   14,072   
Net income - reported3,120   3,833   3,997   
Net income - adjusted4,716   3,813   4,189   
Financial positions at year end   
Total assets557,219   563,214   422,124   
Total deposits391,034   375,694   276,393   
Total loans255,496   221,160   177,210   
Per common share (Canadian dollars)   
Diluted earnings - reported3.47   4.87   5.48   
Diluted earnings - adjusted5.35   4.88   5.75   
Dividend payout ratio - adjusted45.6%49.3%36.4%
Closing market price61.68   56.92   71.35   
Total shareholder return13.6%(17.1)%13.0%
Financial ratios   
Tier 1 capital ratio11.3%9.8%10.3%
Total capital ratio14.9%12.0%13.0%
Efficiency ratio - reported68.4%64.8%62.8%
Efficiency ratio - adjusted59.2%64.6%59.6%