for the 3, 5 and 10 year time periods.3
opening its 1,300th store; U.S. Personal and Commercial Banking has the 11th largest store network in the U.S.
and raised dividends twice during fiscal 2012.
announcing a deal to acquire Target’s U.S. Credit Card portfolio and enjoying market share gains in domestic commercial banking in fiscal 2012.
in adjusted earnings for 2012 or 88% of operating segment earnings.
$200 billion in assets under management despite volatile markets in fiscal 2012.
despite tentative markets in fiscal 2012.
and TD Insurance remains the #1 direct writer of home and auto insurance in Canada.
|(millions of Canadian dollars, except where noted)||2012||2011|
|Results of operations|
|Total revenue – reported||$ 23,122||$ 21,662|
|Total revenue – adjusted||23,253||21,535|
|Net income – reported||6,471||6,045|
|Net income – adjusted||7,075||6,432|
|Financial positions at year-end|
|Total assets $B||811.1||735.5|
|Total deposits $B||487.8||449.4|
|Total loans net of allowance for loan losses $B||408.8||377.2|
|Per common share (Canadian dollars)|
|Diluted earnings – reported||6.76||6.43|
|Diluted earnings – adjusted||7.42||6.86|
|Dividend payout ratio – adjusted||38.7%||37.7%|
|Closing market price (fiscal year end)||81.23||75.23|
|Total shareholder return (1 year)||11.9%||5.7%|
|Tier 1 capital ratio5||12.6%||13.0%|
|Total capital ratio5||15.7%||16.0%|
|Efficiency ratio – reported||60.5%||60.2%|
|Efficiency ratio – adjusted||56.6%||57.5%|
Performance indicators focus effort, communicate our priorities and benchmark TD’s performance as we strive to be The Better Bank. The following table highlights our performance against these indicators.
|2012 performance indicators||Results6|