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Senior Executive Team

photo of Ed Clark

Ed Clark
Group President and
Chief Executive Officer
TD Bank Group

Ed Clark was appointed Group President and Chief Executive Officer of TD Bank Group on December 20, 2002. On April 3, 2013, Ed announced his intention to retire as President and CEO effective November 1, 2014 at age 67, after 12 years as CEO. He will remain a Director until TD's 2015 Annual Meeting.

Following TD's acquisition of Canada Trust Financial Services in February of 2000, Ed joined TD Bank Group as Chairman and Chief Executive Officer of TD Canada Trust. In this role he oversaw the successful integration of the TD and Canada Trust banking operations. He then served as President and Chief Operating Officer starting in July 2000. Before joining TD, Ed was President and Chief Executive Officer of Canada Trust Financial Services.

In 1985, he joined Merrill Lynch, and three years later Ed was appointed Chairman and Chief Executive Officer of Morgan Financial Corporation, a position he held until he joined Canada Trust Financial Services Inc. in 1991. From 1974 to 1984, Ed held a number of senior positions in the federal government.

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photo of Riaz Ahmed

Riaz Ahmed
Group Head Insurance,
Credit Cards, and Enterprise Strategy
TD Bank Group

Riaz was appointed Group Head Insurance, Credit Cards, and Enterprise Strategy beginning July 1, 2013. In this role, he adds North American Credit Cards & Merchant Services and Insurance to his responsibilities for overseeing Treasury and Balance Sheet Management, TD Economics, Corporate Development, and Enterprise Strategy.

Riaz became a member of the Senior Executive Team in August 2009 and was previously Group Head Development, Enterprise Strategy and Treasury.

Riaz joined TD in 1996 as an investment banker for TD Securities' infrastructure and independent power team where he advised on originating and structuring domestic and cross-border project finance and leasing transactions. In 1999, Riaz was appointed Chief Financial Officer for TD Securities and subsequently Vice Chair and Chief Administrative Officer, overseeing Finance, Operations, Risk and Technology groups for TD's Wholesale Banking business. In November 2004, Riaz was appointed Senior Vice President, Corporate Development.

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photo of Norie Campbell

Norie Campbell
Group Head, Legal, Compliance
and Anti Money Laundering,
and General Counsel
TD Bank Group

In April 2013, Norie Campbell was appointed to TD's Senior Executive Team as Group Head, Legal, Compliance and Anti Money Laundering, and General Counsel.

Prior to this appointment, Norie was Executive Vice President and General Counsel of TD Bank Group since November 2011.

From December 2006 to November 2011, she was the Senior Vice President and Assistant General Counsel. From June 2004 to January 2006, she was Vice President and Special Assistant to the Chief Executive Officer.

Norie obtained her LL.B. (1995) and her LL.M. (Banking & Financial Services, 2003) from Osgoode Hall Law School. Prior to joining the Legal Department of TD Bank Group in December 2000, she practiced at the firm of McCarthy Tétrault LLP in their business law group.

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photo of Mark Chauvin

Mark Chauvin
Group Head and Chief Risk Officer
Risk Management
Corporate Office
TD Bank Group

In May 2010, Mark Chauvin was appointed Group Head, Risk Management, and Chief Risk Officer (CRO), TD Bank Group. In this role, Mark oversees the global management of credit, enterprise, market and operational risk for TD. Prior to this appointment, he was Executive Vice President, Risk Management, and CRO for TD, a position he had held since December 2006.

Since joining TD as a commercial account management trainee more than 32 years ago, Mark has held a number of increasingly senior management positions in the commercial, wholesale, retail and corporate areas of the bank.

A native of Windsor, Ontario, Mark received his Bachelor of Science and MBA degrees from the University of Windsor. He and his wife Victoria make their home in Burlington and have three children.

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photo of Teri Currie

Teri Currie
Group Head, Direct Channels,
Corporate Shared Services,
Marketing and People Strategies
TD Bank Group

A member of TD's Senior Executive Team, Teri Currie plays a role in determining the organization's strategic direction, including extending the bank's leadership in service and convenience with legendary digital experiences, and in developing and achieving TD's performance targets. In her role as Group Head, Teri is responsible for the bank's direct channels (online, phone and ATMs), technology solutions, enterprise real estate, global security and investigations, enterprise project management, marketing, talent management and people strategies.

Teri joined TD Bank Group as Senior Vice President, Human Resources in 2004. In 2005, she was appointed Executive Vice President, Human Resources. Since 2009, Teri has taken on executive leadership of additional corporate areas including non-branch and store distribution channels in 2011, and corporate shared services and marketing in early 2013.

Over the last 25 years of her career, Teri has focused on the banking industry, primarily in the Human Resources and Corporate Reputation areas. Prior to joining TD in 2004, Teri held executive Human Resources positions with CIBC World Markets and Wealth Management and various senior line management and Human Resources positions with Canada Trust.

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photo of Bob Dorrance

Bob Dorrance
Group Head,
Wholesale Banking, TD Bank Group and
Chairman CEO & President, TD Securities

Bob Dorrance was named Group Head Wholesale Banking on November 1st, 2005.

As Chairman, Chief Executive Officer and President of TD Securities, Bob leads the integrated investment dealer business of TD Bank Group. He is responsible for determining the strategic direction of the firm as well as the day-to-day management of the global wholesale investment dealer operations.

Previously, Bob was co-head of the Dealer and managed TD Securities' Investment Banking, Institutional Equities' Sales, Equity Capital Markets and Proprietary Equity Trading, and the Trading and Research groups.

Bob joined TD Securities in November 2000 when TD purchased Newcrest Capital, where he had been President and Chief Executive Officer since 1995.

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photo of Tim Hockey

Tim Hockey
Group Head, Canadian Banking,
Auto Finance, and Wealth Management,
TD Bank Group and President and CEO, TD Canada Trust

As Group Head, Canadian Banking, Auto Finance, and Wealth Management, TD Bank Group and President and CEO, TD Canada Trust, Tim's primary responsibility is the leadership of Canadian banking, more commonly known as TD Canada Trust, which includes Canadian personal banking and business banking. He also oversees TD Auto Finance across North America, and TD Wealth Management, which includes the global Direct Investing, Advisory and Canadian Asset Management businesses.

Over a 30 year career with TD, he has held senior positions in a variety of areas including mutual funds, retail distribution, information technology, core and small business, credit cards and personal lending.

In 1997 Tim obtained an MBA from the University of Western Ontario and he now sits on the Advisory Board of the Richard Ivey School of Business. Tim also serves on the Board of Directors for the SickKids Foundation, the largest non-governmental granting agency in children's health in Canada, and is Chair of the Hospital for Sick Children's Research and Learning Tower Campaign.

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photo of Colleen Johnston

Colleen Johnston
Group Head Finance, Sourcing and
Corporate Communications, and
Chief Financial Officer TD Bank Group

Colleen Johnston is currently Group Head Finance, Sourcing and Corporate Communications, and Chief Financial Officer, TD Bank Group

Colleen joined TD in March 2004 as Executive Vice President, Finance Operations, after spending 15 years with Scotiabank in various senior positions. She began her career in 1982 with Price Waterhouse.

Colleen graduated from York University in Toronto in 1982 with a bachelor of business administration. She received her chartered accountant designation in 1984 and in 2006 was elected a Fellow Chartered Accountant (FCA), the highest designation conferred by the Institute of Chartered Accountants of Ontario, recognizing her outstanding career achievements and dedication to community activities.

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photo of Bharat Masrani

Bharat Masrani
Chief Operating Officer,
TD Bank Group

Bharat Masrani is currently Chief Operating Officer, TD Bank Group. On April 3, 2013, TD's Board of Directors announced that in keeping with TD's succession plan, Bharat will be appointed Group President and Chief Executive Officer of TD Bank Group effective November 1, 2014.

Bharat has more than 26 years of banking experience and is a member of the TD Bank Board of Directors. In 2008, he was named CEO of TD Bank, America's Most Convenient Bank®. Prior to his role at TD Bank, he served as Vice Chair and Chief Risk Officer of TD Bank Group, a position he held from May 2003. During his tenure with TD Bank Group, Bharat also served as Senior Vice President and Chief Executive Officer of TD Waterhouse Investor Services in Europe; Senior Vice President, Corporate Finance and Co-Head in Europe; Vice President and Country Head for India; and Vice President and Head, Corporate Banking Canada. He began his banking career with TD Bank Group in 1987 as a Commercial Lending Trainee.

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photo of Frank McKenna

Frank McKenna
Deputy Chair
TD Bank Group

Frank McKenna was appointed Deputy Chair of TD Bank Group on May 1, 2006. He is responsible for supporting the Bank in its customer acquisition strategy, particularly in the area of Wholesale and Commercial Banking.

Frank has held numerous leadership positions in both the public and private sector. For a decade (1987–1997) he was Premier of New Brunswick, having earned three consecutive majority governments, including the historic victory in 1987 of all 58 seats in the legislature. The McKenna government significantly improved the province's standard of living and quality of life. Among its accomplishments, it balanced budgets, pioneered e-government services, attracted innovative industry clusters and improved educational outcomes. Frank also played a central role on the national stage, where among other initiatives, became a lead advocate for the Canada-US Free Trade Agreement.

Prime Minister Martin nominated Frank as Canadian Ambassador to the United States of America in 2005, where he was charged to navigate contentious bilateral issues related to trade and security. In 2006, Frank resigned this position upon change of national government.

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photo of Mike Pedersen

Mike Pedersen
Group Head
U.S. Banking, TD Bank Group
and President & CEO,
TD Bank, America's Most Convenient Bank®

As Group Head U.S. Banking, TD Bank Group and President & CEO, TD Bank, America's Most Convenient Bank®, Mike is responsible for leading TD's retail and commercial banking operations in the U.S.

Prior to joining TD in 2007, Mike worked in London, England, where he was responsible for Barclays' global private bank and two other international businesses. Before joining Barclays, Mike spent twelve years at CIBC, where he held senior executive roles in retail and business banking.

Mike graduated from the University of British Columbia in 1984 with a Bachelor of Commerce degree, and obtained his Master of Industrial Relations degree from the University of Toronto in 1988.

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