2020 was a historic and eventful year. The COVID-19 pandemic reminded us of human fragility and resilience, prompting the acceleration of innovation and digitalization. The year also saw a burning focus on systemic inequalities and the pressing issue of our changing climate. This backdrop put a renewed spotlight on the role of capital markets and Environmental, Social, and Governance (ESG) investing. In 2021, we believe that greater attention to four key areas in ESG will add significant value in seeking long-term sustainable-growing assetts.