Plan Highlights

  • High interest rate
    Earn interest, calculated daily when your account balance is $5,000 or more
  • No Transaction Fee
    No transaction fees waived with minimum monthly balance of $25,0002,3
  • Automated Savings
    You can make saving part of your everyday life with our Automated Savings services
  • Additional account benefits
    Free paperless record keeping or online statements
  • Bank any way you like
    Get total flexibility to manage your savings in branch, at home or on the go

Account Fees

Monthly Fee
$0
Minimum monthly balance for fee waiver2,3
$25,000
Transaction Fee2,3
$5.00 each
Non-TD ATM Fee (in Canada)4
$2.00 each
Foreign ATM Fee (in U.S., Mexico)4
$3.00 each
Foreign ATM Fee (in any other foreign country)4
$5.00 each
Paper Statement Fee (no fee with minimum monthly balance of $25,000)
$2.00 per month

Benefits of banking with TD

Pre-authorized Transfer Service

You decide how much you want to save and how often. We take care of the rest. Learn more.

Simply Save Program

Automatically help grow your savings every time you use your TD Access Card. Learn more.

TD app

The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

TD MySpend

Paired with the TD app, TD MySpend keeps track of your monthly spending and helps improve your spending habits. Learn more.

TD Mobile Deposit

Deposit cheques as soon as you receive them, so you can spend more time doing the things you want5. Learn more.

Online Statements

Sign up for email notifications to let you know that your online statements are ready for viewing. It's convenient and flexible. Learn more.


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