We provide several convenient ways to transfer funds easily into your TD Direct Investing account.
TD Direct Investing Convenient Services
If you don’t have an account with TD Canada Trust, please visit your
nearest branch or TD Direct Investing location to learn about your options to transfer.
Move your money between your TD Canada Trust and TD Direct Investing accounts using EasyWeb Internet banking.
With EasyWeb, withdraw funds from
Personal deposit, commercial deposit and savings accounts
TD Direct Investing cash and margin accounts
Use EasyWeb to deposit funds to
Personal deposit, commercial deposit, savings and registered deposit accounts
TD Direct Investing Canadian cash and margin accounts
TD Direct Investing Canadian component of your SDRSP, Canadian component of your TFSA, RESP and QSSP accounts
EasyWeb allows you to complete Foreign Exchange cash transfers
Between TD Direct Investing accounts and TD Canada Trust bank accounts
(CDN to U.S., U.S. to CDN) in real-time * Between the Canadian$ and US$ components of your Margin, Cash, RSP or TFSA (CDN to U.S., U.S. to CDN)
Use EasyWeb for same currency transfers
Between TD Direct Investing accounts (CDN to CDN, U.S. to U.S.) in real-time
* The funds are available immediately if the transfer is made to a TD Direct Investing cash or RSP account before 8:00 PM ET. Transferred funds are not available in margin accounts until the next day. For more information, please contact your nearest TD Canada Trust branch or TD Direct Investing location.
In addition to making deposits personally at any TD Canada Trust branch or by sending a cheque, you can move funds from any personal TD Canada Trust account into your TD Direct Investing account by phone. You can even post-date transfers. Subscribe to EasyLine Telephone Banking services by calling
Banking withdrawals, bill payment transactions and transfers from TD Direct Investing accounts are calculated daily (with the exception of weekends and holidays) as follows.
Daily withdrawal, transaction and transfer limits
Daily Withdrawal limits for EasyWeb Internet banking: $25,000 for all TD Direct Investing accounts
Daily Withdrawal limits for MoneyLink Cheques: $5,000 for Direct Trading accounts. (Note: MoneyLink ATM withdrawals daily limit is $1,000.)
President's Accounts: $10,000 daily limit for TD Direct Investing President's Accounts
* Withdrawal restrictions for MoneyLink and EasyWeb Internet Banking only
Withdrawals are subject to the following Credit checks:
100% available Cash Account balance when withdrawal is from a Cash account
Excess margin (calculated as 90% of margin available)
No Short Positions in the client's portfolio (except in Short accounts)
Uncleared funds (recent deposits) are deducted from available balances
Note: Daily limits do not reset on weekends and statutory holidays.
Transferring Funds electronically
Funds to be transferred from your TD Direct Investing account to your personal account at any financial institution in Canada
Requests received before 3:00 p.m. EST will be deposited to TD Canada Trust accounts by the morning of the next business day
Deposits made to other financial institutions will be available the morning of the third business day.
Frequently asked questions