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FundSmart™ OneStop - No Transaction Fee (NTF)No commissions apply to buy, sell or switch from a wide range of eligible funds2 including TD Mutual Funds. A short-term redemption fee may apply (see details below). FundSmart™ - Transaction Fee (TF)No commissions apply to buy or switch from a wide range of eligible funds2. A $45 redemption fee will be charged - including Money Market funds. A short-term redemption fee may apply (see details below). Short-Term Redemption Fee PolicyThis policy applies to all mutual funds offered by TD Waterhouse Discount Brokerage, with the exception of all Money Market funds and those purchased on a rear load basis. Funds held for less than 30 days are subject to a short-term redemption fee of 1% of redemption value or $45 (whichever is greater). Rear Load Mutual FundsNo commissions apply to buy or switch rear load funds2. Purchasers will receive a rebate of 2.5% of the purchase value. This rebate does not apply to Labour Sponsored Investment Funds. Commission is charged on full or partial redemptions, according to the fund company's schedule. When an order is placed through one service (for example, an Investment Representative) and then changed through a different service (for example, an Electronic Brokerage Service), the commission charged will be based on the service with the higher commission structure.
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