Publications2016 GRI index › Product and Service Impact

Product and Service Impact

Product Portfolio

DMA
TD has in place a range of policies and procedures to manage the impacts of our products and services. These ensure we comply with our regulatory obligations as well as additional internal policies in relation to responsible banking and the consideration of environmental, social and governance risks in lending and investment.
Accountability
Ways we measure our approach and impacts
  • Corporate lending transactions reviewed under E&S Credit Risk Process
  • Equator Principle Project Finance Transactions
  • Number of stakeholder engagements
Relevant TD policies
  • TD Enterprise Risk Framework
  • TD Environment Policy
  • TD’s Environmental & Social Credit Risk Policy
  • TDAM Sustainable Investing Approach
  • Responsible Procurement Policy
More information
  • Responsible Finance and Investing: CR Report page 37-41
G4-FS1 Policies with specific environmental and social components applied to business lines
G4-FS2 Procedures for assessing and screening environmental and social risks in business lines
G4-FS3 Process for monitoring client’s implementation of and compliance with environmental and social requirements included in agreements or transactions.
G4-FS6 Percentage of the portfolio for business lines by specific region, size.
G4-FS7 Monetary value of products and services designed to deliver a specific social benefit for each business line broken down by purpose.
G4-FS8 Monetary value of products and services designed to deliver a specific environmental benefit for each business line broken down by purpose.

Active Ownership

DMA

TD Asset Management (TDAM) manages more than $333 billion in assets on behalf of retail and institutional investors. TDAM is the only investment business of a major Canadian financial institution to be a signatory to the UN Principles for Responsible Investing (UN PRI). TDAM believes that environmental, social and governance (ESG) analysis provides an additional lens to more robust risk analysis.

G4-FS10 Percentage and number of companies held in the institution's portfolio with which the reporting organization has interacted on environmental or social issues.

TDAM engaged with companies across a broad range of industries in order to discuss the management and best practices related to environmentally sensitive issues such as:

  • Fuel efficiency, health and safety procedures for railroads
  • The use, disposal and treatment of water in oil and gas extraction and mining
  • The management of greenhouse-gas emissions in oil and gas extraction and railroads
  • The leaking of potentially hazardous materials at the site during oil and gas extraction
  • Pipeline safety and integrity issues
  • Encouraging companies to participate in the Carbon Disclosure Project survey

More information: