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Step 1 of 3
Step 1 of 3
  1. Enroll
  2. Review
  3. Confirm

Critical Accident Recovery Plan Plus

Thank you for your interest in this product. You could get up to $150,000 tax-free cash – paid directly to you – to help you recover after an accident. Enroll now. Just fill out this form, review and you could be covered in 1 to 2 business days.

All fields in this form are required and confidential, unless otherwise specified. Available only for Canadian residents; residents in Quebec and New Brunswick are not eligible.

Calculate your monthly premium

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Select your age range

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Would you like to add any family member(s) to your coverage? Choose all that apply.

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Your premium will be automatically calculated when you select your coverage amount and include spouse and/or children on your plan. Taxes are not included.

{{premium | currency}}*

*Taxes not included

 
Your Name

Your Gender

Your Gender

!Your age range has been updated.

Email Address

Your email address will be used to send you a Confirmation Email that you've submitted your enrollment, as well as important product information.

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Mailing Address

Your mailing address will be used to send your Certificate package, which will contain important legal documents of your coverage, most importantly your Certificate of Insurance.

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Phone Number

Your phone number will be used to provide you with a Welcome call, so you may ask any questions you may have and to provide you with the opportunity to submit your payment information over the phone.

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We would like to reach you at the most convenient time for you.

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Tip! Provide us with the best time to reach you by phone for the most expedient service.

 

Spouse's Name

Spouse's Gender

Spouse's Gender

{{$index+1}}. Child's Name

Child's Gender

Child's Gender

+ Add another child

This coverage is exclusively for clients of TD Bank Group.



Need Help ?

Speak to a TD Insurance Specialist at:

1 (877) 587-2440


Monday to Friday:

8:00 a.m. to 8:00 p.m.

SecureIconAll information that you provide
is secure. Please review our

privacy policy for more details.

Critical Accident Recovery Plan Plus is administered by TD Life Insurance Company (TD Life). Hospital Indemnity Benefit provided by TD Life. All other coverages provided by Sun Life Assurance Company of Canada. This product is exclusively for clients of TD Bank Group.

Step 2 of 3
Step 2 of 3
  1. Enroll
  2. Review
  3. Confirm

Almost done! Please review your information and submit to complete enrollment.

A confirmation email will be sent to the email address on file, and a TDI Specialist will contact you to confirm payment information.

Edit

Your Critical Accident Recovery
Plan Plus Details

Your age range (yrs)

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Your age

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Your monthly premium

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*Taxes not included

Expand Show         Edit

Personal Details

Full Name:

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Gender:

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Date of Birth:

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Email Address:

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Address:

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Phone Number:

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Contact Me:

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Expand Show         Edit

Family Details

Spouse

Full Name:

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Gender:

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Date of Birth:

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{{$index+1}}. Child or Dependent

Full Name:

{{dependent.dependentFirstName}} {{dependent.dependentLastName}}

Gender:

{{dependent.dependentGender}}

Date of Birth:

{{dependentDateOfBirth[$index]}}

Use of Information Disclosure

PRIVACY BINDING CLAUSE: As set out in our Privacy Agreement located at www.td.com/privacy, you agree that we may share your personal information with our world-wide affiliates, and re-insurers, as well as with our service providers. We may also use your information to: identify you; provide you with ongoing service; help us serve you better; protect us both from fraud and error; comply with legal and regulatory requirements. We may communicate with you for any of these purposes by telephone or other electronic means at the numbers you have provided or by mail and email. We may share your non-health personal information with our affiliates to offer products and services to you by telephone at the numbers you have provided us, or by internet, mail, email or other methods.

DECLARATION CLAUSE: You agree that you have read and understand the information that has been provided to you as part of the current application about the coverage plans, including the limitations and exclusions that can impact the coverage amount and time period for eligible claims. The answers that you have provided above form a part of the application along with any supplementary applications or forms that the insurer may require to be submitted to TD Life. You agree that all your statements and answers are your true and complete statements and answers to the questions. The concealment, misrepresentation or false declaration in the enrolment form could void your coverage under the Certificate of Insurance. Payment of any benefits is subject to the terms and conditions, as described in the Certificate of Insurance. Your premiums are fixed for the duration of coverage unless they change for all insured persons under the policy. No insurance coverage will start until your effective date of coverage as outlined in the Certificate of Insurance. The purchase of this insurance is voluntary and is not required in order to obtain any other product or service from TD Life or their affiliates. You confirm that you have personally reviewed the information you provided in your application to ensure it is accurate and agree to its submission to the insurer(s). You will also inspect the Certificate of Insurance once received to verify that its terms are satisfactory.

An email confirmation will be sent to: {{user.personalDetail.emailAddress}}

In addition, your Certificate of Insurance permits you to rescind or cancel your coverage.




Need Help ?

Speak to a TD Insurance Specialist at:

1 (877) 587-2440


Monday to Friday:

8:00 a.m. to 8:00 p.m.

SecureIconAll information that you provide
is secure. Please review our

privacy policy for more details.

Accident and Sickness Insurance is provided through TD Canada Trust and underwritten by TD Life Insurance Company. This product is designed exclusively for clients of TD Bank Financial Group.

Step 3 of 3
Step 3 of 3
  1. Enroll
  2. Review
  3. Confirm

{{user.personalDetail.firstName}}, here is your confirmation summary

Critical Accident Recovery Plan Plus

Premium

{{premium | currency}}/ month *

*Taxes not included

Your Plan covers

{{user.personalDetail.firstName}} {{user.personalDetail.lastName}} (Applicant),

{{user.spouseDetail.spouseFirstName}} {{user.spouseDetail.spouseLastName}} (Spouse),

{{dependent.dependentFirstName}} {{dependent.dependentLastName}} (Child# {{$index+1}}),

Next Steps

Your coverage will be effective within 1-2 business days, as detailed in the Welcome email you will receive.

A TDI Advisor will contact you at your preferred time to welcome you to TD Insurance, answer any questions you may have and to give you the opportunity to submit your payment information.

Your package will be sent to you within 5-10 business days. It will contain important legal documents of your coverage, most importantly your Certificate of Insurance.

We'll pay for your first month of coverage, so your first premium due date is one month from your effective date.

Please ensure that you provide your payment information within your first month, so your coverage is not interrupted.

SecureIconAll information that you provide
is secure. Please review our

privacy policy for more details.

FoneIcon

Speak to a TD Insurance Specialist

1 (877) 587-2440

Monday to Friday: 8:00 a.m. to 8:00 p.m.

Frequently Asked Questions

Expand When does my coverage begin?

Your coverage begins at 12:01 am on the Effective Date of your Certificate of Insurance (1 to 2 business days) which is shown on the first page of your Certificate, under Coverage Schedule.

Expand What are my benefits?

If you are critically injured with an eligible loss, the plan can pay an amount up to $150,000, depending on the severity of your injury or loss. In addition, it pays $200 a day while you're in a Canadian hospital for up to 365 days - due to any type of accident regardless of severity. The plan also includes a $3,000 lump sum benefit for covered broken bones.

Expand Are benefits taxed?

No. Under current Canadian income tax laws, your benefits are paid tax free.

Expand How are benefits paid?

All benefits are paid in cash and in addition to any other insurance you may have. If any claim is approved for you, your spouse or eligible children the money is paid directly to you - not to doctors or hospitals - and is yours to use for any purpose you choose.

Expand My premiums are low now, but will they increase in the future?

Your premiums are group premiums, designed to make this coverage affordable for TD customers. Your premiums will stay the same until your coverage ceases at age 75. Premiums can only go up if they go up for all customers insured under the group policy, and if you are given 30 days written notice.

For further questions related to TD Accident and Sickness products: 1-877-397-4187 (Monday - Friday 8 a.m. - 8 p.m. EST)

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Accident and Sickness Insurance is provided through TD Canada Trust and underwritten by TD Life Insurance Company. This product is designed exclusively for clients of TD Bank Financial Group.