Annual Report 2003 Close Report
Financial Highlights
To Our Shareholders
Management's Discussion and Analysis
Financial Results
More About Us
The Future Matters
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Welcome to TD Bank Financial Group's 2003 Annual Report

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Our Annual Report aims to provide our shareholders, customers and employees with an overview of the year. It describes how our businesses performed in 2003, and how we repositioned the Bank for renewed growth and performance. Most importantly, the report reaffirms one of our guiding principles – to be customer driven.

We remain focused on being the better bank and providing our customers with a more comfortable experience wherever and however they interact with us.