Canada
New Customers can earn up to $300 with qualifying direct deposits1
TD Convenience CheckingSM for students
Get your financial future started with this flexible, everyday account, and enjoy all these perks if you're between the ages of 17–23. Plus, you can earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.1
- No minimum daily balance requirement2
- No monthly maintenance fee2
- Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 243
- Fees waived on Savings Overdraft Protection transfers4
TD Convenience CheckingSM for students
Get your financial future started with this flexible, everyday account, and enjoy all these perks if you're between the ages of 17–23. Plus, you can earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.1
- No minimum daily balance requirement2
- No monthly maintenance fee2
- Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 243
- Fees waived on Savings Overdraft Protection transfers4
Graduate to the best of the best
Looking for checking that's jam-packed with perks? Take the next step and open a TD Beyond Checking account.TD Beyond Checking
Get the most perks and upgrade to this loaded account. Plus, earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.1
- Free ATMs anywhere you go when you keep at least a $2,500 daily balance5
- Three ways to go maintenance fee-free6
- Two overdraft fees per year automatically reimbursed7
- Earns interest on your everyday balance
TD Beyond Checking
Get the most perks and upgrade to this loaded account. Plus, earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.1
- Free ATMs anywhere you go when you keep at least a $2,500 daily balance5
- Three ways to go maintenance fee-free6
- Two overdraft fees per year automatically reimbursed7
- Earns interest on your everyday balance
Get more out of your checking account
- Bank anytime, anywhere
View all your account activity and balances, pay bills automatically, set up e-mail alerts and more. You can also access your account statements 24/7 and go paperless right in the app. - Deposit checks from your mobile device
Mobile Deposit8 with the TD Bank app is so simple—we take the picture for you. Save time, gas and paper, and access your funds the next business day.9
- Live Customer Service, 24/7
Call 1-888-751-90001-888-751-9000 to talk to a real person any time of day, any day of the week. - Instant-issue debit card
Need a new card? No problem. Stop by your nearest TD Bank and get a new one on the spot. And with contactless payments, you can simply tap to pay and be on your way.
Set up direct deposit
To get your bonus, you’ll need to set up direct deposit. Don’t worry—it’s a cinch.
1Checking offer is not available to existing TD Bank Customers, prior Customers who have had a TD Bank Personal checking relationship within the preceding 12 months, or Customers who received a bonus on a previous checking account at any time. Accounts must be opened online through a qualifying website
To qualify for the $300 personal checking cash bonus, new personal Customers must open a TD Beyond Checking account and receive cumulative qualifying direct deposit funds totaling $2,500 or more into the new account within 60 calendar days of the account opening date. To qualify for the $150 personal checking cash bonus, new personal checking Customers must open a TD Convenience CheckingSM account and receive cumulative qualifying direct deposit funds totaling $500 or more into the new account within 60 calendar days of the account opening date.
Qualifying direct deposits include your paycheck, pension, government benefits (such as Social Security) or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250. Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Broker, municipal, commercial and small business deposits are not included. The primary owner of the new personal checking must be the person who supplies a Social Security Number for tax reporting purposes.
Once the offer criterion is met, the bonus will be credited to the new personal checking no later than 140 days from the account opening date. Account must remain open, active, in good standing and remain in a qualifying product type in order to receive the bonus. If the checking account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change. TD Bank employees and Canadian cross-border banking Customers are not eligible.
2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday, the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
3We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.
5Non-TD ATMs: For TD Beyond Checking and TD Beyond Savings, TD ATM fees are waived regardless of balance. Any surcharges at the time of your non-TD ATM transaction, will be reimbursed when the minimum daily balance in the TD Beyond Checking and/or TD Beyond Savings is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
6Monthly maintenance fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
7Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
8TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
9A business day is every day, except Saturdays, Sundays and federal holidays.
11Checking offer is not available to existing TD Bank Customers, prior Customers who have had a TD Bank Personal checking relationship within the preceding 12 months, or Customers who received a bonus on a previous checking account at any time. Accounts must be opened online through a qualifying website
To qualify for the $300 personal checking cash bonus, new personal Customers must open a TD Beyond Checking account and receive cumulative qualifying direct deposit funds totaling $2,500 or more into the new account within 60 calendar days of the account opening date. To qualify for the $150 personal checking cash bonus, new personal checking Customers must open a TD Convenience CheckingSM account and receive cumulative qualifying direct deposit funds totaling $500 or more into the new account within 60 calendar days of the account opening date.
Qualifying direct deposits include your paycheck, pension, government benefits (such as Social Security) or other eligible regular monthly income from your employer or the government electronically deposited into your checking account of at least $250. Person-to-person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Broker, municipal, commercial and small business deposits are not included. The primary owner of the new personal checking must be the person who supplies a Social Security Number for tax reporting purposes.
Once the offer criterion is met, the bonus will be credited to the new personal checking no later than 140 days from the account opening date. Account must remain open, active, in good standing and remain in a qualifying product type in order to receive the bonus. If the checking account is closed by the Customer or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount from that account at closing. TD Bank may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus. Offer may be withdrawn at any time and is subject to change. TD Bank employees and Canadian cross-border banking Customers are not eligible.
2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday, the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
3We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.
5Non-TD ATMs: For TD Beyond Checking and TD Beyond Savings, TD ATM fees are waived regardless of balance. Any surcharges at the time of your non-TD ATM transaction, will be reimbursed when the minimum daily balance in the TD Beyond Checking and/or TD Beyond Savings is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
6Monthly maintenance fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
7Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
8TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
9A business day is every day, except Saturdays, Sundays and federal holidays.