Canada
New Customers can earn up to $3001
TD Convenience CheckingSM for students
Get your financial future started with this flexible, everyday account, and enjoy all these perks if you're between the ages of 17–23. Plus, you can earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.1
- No minimum daily balance requirement2
- No monthly maintenance fee2
- Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 243
- Fees waived on Savings Overdraft Protection transfers4
TD Convenience CheckingSM for students
Get your financial future started with this flexible, everyday account, and enjoy all these perks if you're between the ages of 17–23. Plus, you can earn $150 when you receive direct deposits of $500 or more within 60 days of opening your account.1
- No minimum daily balance requirement2
- No monthly maintenance fee2
- Pay no monthly maintenance fee on a linked TD Simple Savings account if you're under 243
- Fees waived on Savings Overdraft Protection transfers4
Graduate to the best of the best
Looking for checking that's jam-packed with perks? Take the next step and open a TD Beyond Checking account.TD Beyond Checking
Get the most perks and upgrade to this loaded account. Plus, earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.1
- Free ATMs anywhere you go when you keep at least a $2,500 daily balance5
- Three ways to go maintenance fee-free6
- Two overdraft fees per year automatically reimbursed7
- Earns interest on your everyday balance
TD Beyond Checking
Get the most perks and upgrade to this loaded account. Plus, earn $300 when you receive direct deposits of $2,500 or more within 60 days of opening your account.1
- Free ATMs anywhere you go when you keep at least a $2,500 daily balance5
- Three ways to go maintenance fee-free6
- Two overdraft fees per year automatically reimbursed7
- Earns interest on your everyday balance
Get more out of your checking account
- Bank anytime, anywhere
View all your account activity and balances, pay bills automatically, set up e-mail alerts and more. You can also access your account statements 24/7 and go paperless right in the app. - Deposit checks from your mobile device
Mobile Deposit8 with the TD Bank app is so simple—we take the picture for you. Save time, gas and paper, and access your funds the next business day.9
- Live Customer Service, 24/7
Call 1-888-751-90001-888-751-9000 to talk to a real person any time of day, any day of the week. - Instant-issue debit card
Need a new card? No problem. Stop by your nearest TD Bank and get a new one on the spot. And with contactless payments, you can simply tap to pay and be on your way.
Set up direct deposit
To get your bonus, you’ll need to set up direct deposit. Don’t worry—it’s a cinch.
1Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank within the preceding 12 months, open their account online via this web page and complete the required qualifying criteria. $300 bonus offer available to eligible new personal checking Customers when opening a TD Beyond Checking account with cumulative direct deposit funds of $2,500 or more into the new account within 60 days of account opening. $150 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 140 days from account opening. Account must remain open, active, in good standing and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.
2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday, the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
3One TD Simple Savings monthly maintenance fee waiver placed upon Customer request and expires upon primary Customer's 24th birthday.
5Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
6Monthly maintenance fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
7Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
8TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
9A business day is every day, except Saturdays, Sundays and federal holidays.
1Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank within the preceding 12 months, open their account online via this web page and complete the required qualifying criteria. $300 bonus offer available to eligible new personal checking Customers when opening a TD Beyond Checking account with cumulative direct deposit funds of $2,500 or more into the new account within 60 days of account opening. $150 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 140 days from account opening. Account must remain open, active, in good standing and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank employees and Canadian cross-border banking Customers are not eligible.
2TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. Upon the primary account holder's 24th birthday, the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.
3One TD Simple Savings monthly maintenance fee waiver placed upon Customer request and expires upon primary Customer's 24th birthday.
5Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,500. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
6Monthly maintenance fee can be waived with one of the following: $5,000 or more in direct deposits within a statement cycle or $2,500 minimum daily balance is maintained or $25,000 minimum daily combined balance of all deposit accounts, all outstanding home equity loan and home equity line of credit accounts, and/or mortgages in good standing (excludes credit cards and personal loans) that you choose to link.
7Overdraft Payback automatically reverses the first two overdraft fees (paid or returned) incurred within a calendar year (January–December); max $70 per calendar year.
8TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
9A business day is every day, except Saturdays, Sundays and federal holidays.