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Manage Your Credit Card in the TD App

Set transaction limits, block international purchases or lock your credit card.


Lock or unlock your credit card in the TD app

Feel more confident if you misplace your credit card by locking your card in the TD app.

When locked, pre-authorized payments and ATM transactions will still go through, credit card payments will still be accepted, and you can make transfers.

If you think your card has been lost or stolen, lock it and call 1-800-983-8472 right away for a replacement. If you find your card, it’s just as easy to unlock it.


Block international in-person purchases

Not travelling? You can block international in-person purchases directly from the TD app.

When your credit card is blocked, in-person purchases outside of Canada like hotels and restaurants will be declined. Online and recurring payments will still be processed.

When you decide to travel, simply unblock your card to use it on your trip.


Stay in control with transaction limits

Now it's easier for you to give your partner, child or caregiver the ability to make day-to-day payments while you stay in control.

As the primary cardholder you can set transaction limits for each cardholder on your account, including yourself. While Additional Cardholders can't set transaction limits on their cards, they can view the limits set by you.

Transaction limits can be instantly enabled or disabled via the TD app. While you can set limits for in-person, online and digital wallet payments, you cannot set limits for pre-authorized payments, ATM transactions, transfers, bill payments, returns and reward redemptions.

Why Manage Your Credit Card in the TD App?

  1. Greater convenience
    Easily set transaction limits, lock your card or block in-person international purchases in the TD app. You don't even need to call in.

  2. Manage your account on the go
    View your statements and communications in the TD app.

  3. Increased control over spending
    Transaction limits give you the confidence that you or Additional Cardholders don’t spend over a pre-set amount.

  1. Change settings in an instant
    Since your credit card is managed in the TD app you can make changes on the go.
  2. Bank with Confidence
    Manage your credit card with confidence in the TD app if your card is misplaced or used internationally while you're not travelling.


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