- Check your account statements as soon as they
arrive and review your passbooks on a regular basis to ensure all
transactions and charges are correct. Look for extra or missing
transactions and report any discrepancies immediately.
- Pay attention to your billing cycle. If credit
card or utility bills fail to arrive, contact the companies to
ensure that they have not been redirected.
- Access your credit report from a credit reporting
agency (Equifax or TransUnion) once a year to ensure
it’s accurate and doesn’t include debts or
activities you haven’t authorized or incurred.
- Consider enrolling in a credit report monitoring
service, which will alert you to changes in your credit,
enabling you to reduce the impact of identity theft.
- Always keep your own notes of all
transactions, especially those conducted over the
telephone or the Internet, and store notes securely.