Invest in tomorrow, while saving on your taxes today

At TD Asset Management Inc. (TDAM), we understand the importance of tax planning to investors. There are many tax-efficient investment vehicles available to Canadians to help maximize after-tax income and grow their investment portfolios.

For example, you may consider using a Registered Retirement Savings Plan (RRSP) or Tax-Free Savings Account (TFSA) to save for retirement or a Registered Education Savings Plan (RESP) for a child’s education. You may also want to take advantage of appropriate deductions and government sponsored benefits. In addition, consider whether it is advantageous to hold investments that earn relatively tax-efficient income, such as Canadian dividends or capital gains.

TDAM has created this guide to help outline some tax planning information.

MoneyTalk: TFSA Changes for 2023 – What You Need to Know

The annual contribution limit for the tax-free savings account is set to rise to $6,500 for 2023. Greg Bonnell speaks with Nicole Ewing about what the changes may mean for investors.

MoneyTalk: How Tax-Loss Selling Could Help You Weather a Down Market

With equity markets facing heightened volatility, investors may consider tax-loss harvesting as a way to offset some of their tax burden. Greg Bonnell speaks with Nicole Ewing, Director of Tax and Estate Planning at TD Wealth, about the specific factors to keep in mind.

What You Need to Know About Tax Loss Harvesting

Tax-loss harvesting or tax-loss selling is the act of selling a security at a loss (capital loss) and using the loss to offset gains (capital gains) incurred from selling other securities in a non-registered account.

Important Tax Dates and Resources

Important dates and reminders you need to know for the tax year as well as links to helpful resources.

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