Start by thinking about what you’re saving for – a new car, a house or retirement. Consider your risk tolerance and time horizon. Whether you’re a beginner or experienced investor, we have a broad range of ETF solutions to meet your needs.

ETFs and mutual funds both offer great ways to diversify your investments. ETFs trade on stock exchanges, which means you can buy or sell them throughout the day when the markets are open. Mutual funds, on the other hand, are traded and priced only at the end of the trading day. ETFs usually have lower fees and are generally more tax efficient. Both have their perks—it just depends on what you're looking for.

Yes, ETFs are generally tax efficient. This is because they often have lower turnover rates, since investors buy and sell transactions on a stock exchange. This can help you keep more of your returns after taxes compared to some other investments. Of course, tax situations can vary, so it’s always good to check in with a tax accountant for your specific needs.

Yes, many ETFs pay distributions of portfolio income. If the securities within ETFs, like stocks or bonds, distribute income, then they may include dividends, interest income, and/or capital gains. These payments are typically made monthly or quarterly and offer you the ability to reinvest those distributions back in the market. However, not all ETFs offer distributions, so it's important to check the specific ETF's details.

No, you can’t purchase an ETF though your Personal Banking representative at a TD Branch, but they can still help point you in the right direction. You can buy ETFs through platforms like TD Easy Trade, TD Direct Investing, or through a licensed advisor or direct investing brokerage.