10 years and going strong
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Over the past decade the world has seen its share of trials and tribulations. From Greece going bankrupt, to the United Kingdom exiting the European Union (Brexit), a global pandemic, and recent rate hikes occurring at an unprecedented speed and magnitude, markets have not been short on events to react to.
Neither have investment portfolios. While all these events have certainly led to market volatility, it is important to remember the value of positioning portfolios in a manner that allows them to weather economic turbulence more smoothly.
Celebrating 10 years of the TD Retirement Portfolios
Dealing with market volatility can mean different things depending on the investment goal. For the TD Retirement Portfolios (Portfolios), which in 2023 celebrate their tenth anniversary, this means providing investors with an offering that acts as a fixed income compliment within their portfolios that delivers a risk profile in-line with fixed income combined with a potential return profile that surpasses fixed income.
Navigating volatile markets and delivering a smoother journey on investors paths to reaching their investment goals is of key importance to the Asset Allocation team at TD Asset Management Inc. (TDAM). Now that we have officially reached the 10-year anniversary of our Portfolios, we are certainly more than pleased to have delivered on expectations for our investors.
Checking all the boxes
Economic and market environments may change, but the goal of the Portfolios remains consistent: to deliver fixed income like risk with above fixed income like returns. We have checked all the boxes and delivered this outcome over the past decade because of the deep bench strength of experienced individuals within the TDAM Asset Allocation Team, as well as the tools at our disposal.
The team takes pride in evolving the mandates and ensuring that we have the right tools in our toolkit to add diversification levers and ultimately strive to continuously improve the risk-return profiles of our strategies.
| Volatility in line with fixed income | ✔ |
| Return above fixed income | ✔ |
| Lower drawdowns than equities and fixed income | ✔ |
| A cosistent decade long track record of delivering on expectations | ✔ |
| Deep and experienced team with the ability to be nimble | ✔ |
Looking forward to the next 10 years
The team at TDAM looks forward to helping clients reach their investment goals for the next 10 years. And help to diversify and improve risk-adjusted returns within their fixed income allocation. Pursuing long-term investment goals can feel overwhelming at times, however, we believe that adding levers to portfolios that may improve returns without increasing risk helps ease the stress and simply improves the probability of reaching these goals.
The information contained herein has been provided by TD Asset Management Inc. and is for information purposes only. The information has been drawn from sources believed to be reliable. Graphs and charts are used for illustrative purposes only and do not reflect future values or future performance of any investment. The information does not provide financial, legal, tax or investment advice. Particular investment, tax, or trading strategies should be evaluated relative to each individual's objectives and risk tolerance.
Certain statements in this document may contain forward-looking statements (“FLS”) that are predictive in nature and may include words such as “expects”, “anticipates”, “intends”, “believes”, “estimates” and similar forward-looking expressions or negative versions thereof. FLS are based on current expectations and projections about future general economic, political and relevant market factors, such as interest and foreign exchange rates, equity and capital markets, the general business environment, assuming no changes to tax or other laws or government regulation or catastrophic events. Expectations and projections about future events are inherently subject to risks and uncertainties, which may be unforeseeable. Such expectations and projections may be incorrect in the future. FLS are not guarantees of future performance. Actual events could differ materially from those expressed or implied in any FLS. A number of important factors including those factors set out above can contribute to these digressions. You should avoid placing any reliance on FLS.
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