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A letter from our President and CEO
When you do business with TD Bank, America's Most Convenient Bank®, you're entrusting us with some of your most valuable assets. That is a responsibility we take extremely seriously.
We know you want to feel confident in the financial soundness of the banking institutions you do business with. TD Bank operates from a position of financial strength and security—with a longstanding focus on prudent risk management—and we hold ourselves to high standards of integrity, ethics and compliance.
Above all, we are committed to our customers, our communities and our colleagues.
Thank you for placing your trust in us. We greatly appreciate your business, and we look forward to continuing to help with your financial goals and needs.
Leo Salom, President and CEO
Our commitment in action
At TD Bank1, we focus on stability through a diversified business model with a full range of retail, small business and commercial banking products and services.
TD Bank is financially strong
TD Bank is well-positioned to withstand economic cycles due to our:
- Diverse business model: Our full range of retail, small business and commercial banking products allows us to stay resilient to changes in individual sectors of the economy
- Large geographic footprint: Serving the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida helps us withstand regional challenges
TD Bank in the U.S.
TD Bank in the U.S. is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank, a top 10 financial services company in North America7 and a Global Systemically Important Bank (G-SIB).8
- Well capitalized and ample liquidity: TD Bank in the U.S. has strong capital and liquidity positions, consistently maintaining capital and liquidity ratios well in excess of regulatory minimums.
- Strong credit ratings: The Toronto-Dominion Bank has strong credit ratings, including compared to U.S. peers9
Culture and community engagement
Prudent risk management is a shared responsibility built into our culture that guides our community connection.
- More than 27,000 employees uphold our culture of care10
- $35.5M given in charitable contributions in 202311
- 2021 Outstanding Community Reinvestment Act (CRA) Rating