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California Consumer Privacy Act
Make a Privacy Request
CCPA applies to California residents only. For purposes of CCPA, a California resident is a person who is in California for a purpose that is not temporary or transitory or is domiciled in California but is outside of the state for a temporary or transitory purpose. The rights described above do not apply to residents of other U.S. states or persons who reside outside of the United States.
There are certain activities, information, and circumstances involving the collection, use, processing, sale, or disclosure of personal information that are exempt or excluded from CCPA. CCPA exemptions and exclusions include, but are not limited to:
Personal information collected or sold if every aspect of the commercial transaction takes place wholly outside of California.
Deidentified or aggregate consumer information.
GLBA: The CCPA does not apply to personal information collected, processed, sold or disclosed subject to Gramm-Leach-Bliley Act and its implementing regulations (GLBA). GLBA is the federal law that regulates the collection, disclosure, and safeguarding of individuals' nonpublic personal information who obtain financial products or services primarily for personal, family, or household purposes from a financial institution. For example, if you are a California resident and you have a personal financial product with us, such as a personal credit card, the CCPA rights do not apply to the personal information associated with that account. There are other types of personal information that are not covered by the rights and limitations in the CCPA.
Fair Credit Reporting Act: CCPA does not apply to any activity involving the collection, maintenance, disclosure, sale, communication, or use of any personal information bearing on an individual's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living by a consumer reporting agency, user or furnisher of consumer reports as defined under the Fair Credit Reporting Act.
Opt Out Request
TD does not “sell” your personal information or “share” your personal information for cross-context behavioral advertising. Therefore, if you exercise your right to opt-out of “sales” or “sharing,” you will not receive a confirmation from us. Consistent with applicable law, we will opt you out of sales and sharing at your request.
Request to Know
Consistent with applicable, law, you will receive a response to your verified request within 45 days of submission, unless we notify you prior to the end of those 45 days that the delivery date of the response will be extended by an additional 45 days. Along with the response to the verified request, you will receive a copy of certain information TD has collected on you during the 12 months immediately preceding the date of your verified request. This will include any information provided in your verified consumer request form. TD is not obligated to provide a response more than twice in a 12-month period; this period begins upon your first submission of the verified consumer request.
Request to Correct
You will receive a confirmation of your correction request within 45 days of submission, unless we notify you prior to the 45 days that the delivery date of confirmation will be extended by an additional 45 days. Consistent with applicable law, we will correct your information at your request.
You will receive a response to your verified request within 45 days of submission, unless we notify you prior to the end of those 45 days that the delivery date of the response will be extended by an additional 45 days. Consistent with applicable law, we will delete your personal information in response to your request.