TD Small Business Checking Offer:
+Cash back offer valid May 1, 2025 and July 31, 2025 and is available when opening a qualified TD Business Checking account at a TD Store or online and meeting the criteria below. You will not qualify for the cash back offer if you are an existing TD Bank Business Checking customer OR had a previous Business Checking account that was closed within the preceding 12 months OR have received a prior Business Checking account bonus at any time. Eligibility is determined based on the SSN/TIN of the business used to open the account. If a Sole Proprietor using an SSN also has a Personal account, the Business account would still be eligible for the promotion.
To qualify for the $500 Cash Back Offer, you must open a new TD Business Checking account. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The criteria below must also be met:
1. Deposit a minimum of $2,500 within the first 25 days and maintain at least a $2,500 balance for 90 additional days from the 25th day after account opening.
2. Conduct 25 qualifying transactions across the first 3 statement cycles. Your eligible transactions include ACH debits/credits, bill pay, Merchant Solutions settlement transactions, incoming/outgoing wires, checks paid, Small Business Zelle® transactions, Visa Business Debit card transactions, digital express remote deposits, and settlement transactions for TD Online Accounting or Tap-to-Pay on iPhone payments received.
After you have completed the requirements outlined above, we’ll deposit the bonus in your new account on or before 180 days after account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
TD Bank’s standard account opening requirements and conditions apply. Bonus will be subject to backup withholding to the extent applicable to you under the U.S. Internal Revenue Code if you meet certain other conditions. We may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus.
Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
TD Small Business Lending Offer:
++All Loans and Lines of Credit subject to credit approval and terms and conditions of final agreements. Renewals and refinances to existing Loans and Lines of Credit (except for increases to existing Lines of Credit) are not eligible for the offers.
For the Line of Credit offers, Borrowers who have paid off and closed a Line of Credit after April 7, 2024 are not eligible for the offers. Applications must be received between April 7, 2025 and July 31, 2025 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. The interest rate for Lines of Credit approved without an SBA Guaranty meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 0.00%. The interest rate for Lines of Credit requiring an SBA Guaranty and meeting the auto-payment qualification will be Wall Street Journal Prime (WSJP) + 3.00%.
For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws a loan application after appraisals have been conducted. The offer excludes Term Loans under the SBA Express Program. Applications must be received between April 7, 2025 and July 31, 2025 to qualify.
For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by October 31, 2025 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details.
TD Merchant Solutions Offer:
+++Conditions for all Small Business Month offers: eligibility period is from April 1, 2025 through July 31, 2025. Offers are available to all new TD Merchant Solutions customers who submit a completed application for a new TD Merchant Solutions account during the eligibility period.
Merchants will qualify for only one of the specific offers below based on the device or solution acquired by the merchant and cannot be combined with any other offer.
Merchants acquiring multiple device types will receive the offer with the highest value. Offer valid on only new MID established with TD Bank.
Merchants must sign a 3-year Merchant Solutions processing agreement. TD Bank Merchant Solutions accounts terminated prior to the end of the 3-year term will be charged for the value of the device, solution or credit acquired. The value of the device, gateway or credit in the offer will be charged if the Merchant account has not processed at least $20 within the first three full calendar months from approval.
All Merchant Solutions accounts are subject to credit approval, and additional terms and conditions in the Merchant Processing Agreement apply.
Clover Go offer: One Clover Go Gen 3 Device ($179 value) at no cost when you begin processing within 3 months. No Clover Platform Fee. No Monthly Account Minimum Fee. Promotional offer not available on Clover Go Gen 2 or Clover Go Gen 3 with docking station bundle.
Gateway offer: Clover Gateway or a Gateway Solution One (customer owned or purchased gateways) at no cost ($299 value) when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Compact, FD150 terminal, Ingenico terminal, Clover Mini, Clover Flex or Clover Flex Pocket offer: One Clover Compact ($315 value), FD150 terminal ($489 value), Ingenico Desk 3500 terminal ($489 value), Ingenico Move 5000 terminal ($739 value), Clover Mini ($759 value), Clover Flex ($860 value) or Clover Flex Pocket ($860 value) at no cost when you begin processing within 3 months. No Monthly Account Minimum Fee.
Clover Station Solo, Clover Station Duo or Clover Kiosk offer: $900 credit towards the purchase of one Clover Station Solo, Clover Station Duo or Clover Kiosk when you begin processing within 3 months. No Monthly Account Minimum Fee.
TD Online Accounting Offer:
++++Each business that: opens a new TD Online Accounting account; and processes a minimum of five transactions using ACH, cards or Tap to Pay on iPhone within the time frame set forth below will receive a reimbursement up to $50 in processing fees. This offer is applicable to enrollments that occur between May 1, 2025 through July 31, 2025, and for transactions processed through September 30, 2025. The reimbursement will be received in the form of a statement credit, at the end of the month following a statement period with qualifying processing fees.
TD Premium Money Market Offer:
*The promotional rate is for new Small Business Premier Money Market accounts opened between 5/1/2025 and 7/31/2025 with at least $50,000 in funds not currently on deposit at TD Bank, N.A. The promotional rate is guaranteed until 11/2/2025. Following the end of the promotional period on 11/3/2025, the standard Small Business Premium Money Market rate will be applied, which is bank managed and subject to change at any time without notice. The minimum daily balance in the TD Small Business Premium Money Market account to obtain the 3.60% APY is $50,000. If the daily balance is reduced to less than $50,000, but is at least $25,000, the rate will be reduced to 3.15% APY. If the daily balance is less than $25,000, but is at least $10,000, the rate is 1.00% APY. If the daily balance is less than $10,000, the rate is 0.15% APY. $15 monthly maintenance fee is waived with a $2,500 minimum daily balance. Rates are calculated using an Annual Percentage Yield (APY) which assumes funds remain on deposit for one year at the same interest rate. Qualifying new accounts will have the promotional rate automatically applied within two business days of account opening. Existing accounts and balances currently on deposit at TD Bank, N.A. are not eligible for this promotional rate.
TD Business Solutions Credit Card:
**For the TD Business Solutions credit cards, maximum bonus accumulation for this promotional offer is 40,000 Bonus Points, equal to $400 in the form of a statement credit. Provided your TD Business Solutions Card is open and in good standing, the 40,000 Bonus Points, equal to a $400 statement credit will be reflected on your Account within 6 to 8 weeks after you spend $3,000 in total net purchases within 90 days of account opening. This offer only applies to new TD Business Solution Credit Card accounts during the promotional period and is non-transferable. This online offer is not available if you open an account in response to a different offer that you may receive from us. Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards.
TD Digital Express:
***Now through July 31, 2025 TD Bank will waive the TD Digital Express monthly maintenance fee for the first 3 months. TD Bank will waive the cost of one single-feed check scanner for the life of the service per customer and the one-time implementation fee. Additional scanners are available at standard price, implementation fee will apply:
- Single-feed scanners are $55 per month
- Multi-feed scanners are $85 per month.
- A $300 cancelation fee will apply if the service is cancelled prior to the completion of two years of service. Remote check deposit item fees apply.
1Eligibility of ACH payments for early availability are limited to those coded by the originating financial institution as PPD (Prearranged Payment and Deposit), which are typically for payroll, government benefits, tax refunds and similar payments. All other ACH payment types, deposits or credits to your account, such funds from peer-to-peer payment services (e.g., Zelle®), checks or mobile deposits, and online transfers are not eligible for TD Early Pay. TD Bank does not guarantee that any ACH payments will be made available before the date scheduled by the payor, and early availability of funds may vary between ACH payments from the same payor. Early availability is subject to cut-off times, any limitations we set on the amount of early availability and standard fraud prevention screening.
If an ACH payment not made available early, it will be made available in accordance with our Availability of Funds Policy described in the Business Deposit Account Agreement (BDAA). Except as expressly set forth in the BDAA, funds made available early are subject to the same terms and conditions as other ACH payment to your account. If we’ve made funds available early and the payor reverses or requests a return of the payment, or the funds are otherwise uncollected by the Bank, you understand and agree that we may debit your account in accordance with our normal process, up to the amount of the payment that was previously made available – even if you have already withdrawn the funds or it creates an overdraft on your account, without prior notice from us and at any time. In this instance, you are responsible for any fees assessed – including those charged by merchants or third parties – as a result of the overdraft. TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.
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