Annuities

Protect your assets, defer taxes and get a guaranteed payout for future income.

Your benefits with a fixed annuity include:

Guaranteed income¹
Principal protection
Tax advantages
Competitive rates
Monthly, quarterly, semi-annual or annual payouts – for as long as you live

Gain financial confidence

Annuities can help you reach your personal financial goals for retirement. We'll work with you to find the right fit from a range of annuities from leading insurance carriers.

Your investment

Annuities product descriptions item 1
Tax-deferred fixed annuity	Pay into your investment over time – upon retirement or while you’re still working
Single premium income annuity	Pay into your investment in one lump sum

Benefit to you

Annuities product descriptions item 2
Tax-deferred fixed annuity	The security of additional savings for retirement – tax deferred – with guaranteed return of principal and interest¹
Single premium income annuity	Provides you with a steady stream of income immediately – and for life

Annuities product descriptions
	Your investment	Benefit to you
Tax-deferred fixed annuity	Pay into your investment over time – upon retirement or while you’re still working	The security of additional savings for retirement – tax deferred – with guaranteed return of principal and interest¹
Single premium income annuity	Pay into your investment in one lump sum	Provides you with a steady stream of income immediately – and for life

Advantages for retirement and beyond

Adding annuities to your financial portfolio can provide a range of benefits

Income: Annuities can provide a guaranteed income stream, either for the near or long term²
Estate planning: You can use annuities to strategically transfer your wealth
Tax advantages: Your money grows tax-deferred; you pay no taxes until you withdraw³
Liquidity: Access your money through a range of flexible options to create an income stream that you can't outlive²

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Life Insurance

An important part of your financial plan, life insurance can help ensure a bright future for your loved ones

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About TD Wealth

Discover the benefits of working with TD Wealth and a local Financial Services Representative.

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Explore your options

In person

Call a TD Bank near you to schedule an appointment with a local Financial Services Representative to talk about the right annuities option for you.

Important Disclosures

The information, education and general descriptions contained herein are provided solely for informational and educational purposes. This material is not intended to be viewed or construed as a suggestion for you to take (or refrain from taking) a particular course of action or as the advice of an impartial fiduciary. This information should not be viewed as individual tax, financial or investment advice. Please consult your tax and/or financial adviser for information and advice specific to your individual circumstances.

¹All guarantees are based on the claims-paying ability of the issuing insurance company.

²Principal interest and future income are guaranteed by the issuing insurance company. Guarantees are based on the claims-paying ability of the issuer and the type of fixed annuity purchased.

³The taxable portion of distributions and withdrawals are generally subject to ordinary income tax rates, and if taken before age 59½ may be subject to a 10% federal tax penalty. Withdrawal charges may also apply.

TD Personal Financial Services is a unit of TD Wealth. Insurance products and services are offered through TD Wealth Management Services Inc., ("TDWMSI"), a licensed insurance agency and a subsidiary of TD Bank, N.A. TDWMSI represents the insurer in placing your insurance and may provide services to you for that insurer. TDWMSI will receive compensation from the insurer in connection with placement of your insurance. TD Bank and TDWMSI are affiliates.

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¹All guarantees are based on the claims-paying ability of the issuing insurance company.

²Principal interest and future income are guaranteed by the issuing insurance company. Guarantees are based on the claims-paying ability of the issuer and the type of fixed annuity purchased.

^†By clicking on this link you are leaving TD Bank's website and entering a third-party website over which TD Bank has no control.

Important Information

Investment Products and Insurance:
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Not a Bank Deposit
Not Insured by any Federal Government Agency
No Bank Guarantee
May Lose Value

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