TD Automated Investing

Customer Relationship Summary ("Form CRS") (PDF)

TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A (PDF)

FAQs—TD Automated Investing and TD Automated Investing Plus (PDF)

¹Minimum account fee of $75/year. More information about fees and expenses is available in the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A (PDF). For exchange traded fund (ETF) and mutual fund expenses, refer to the mutual fund prospectus—or ETF offering documents and the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A PDF

²TD Automated Investing may not be suitable for all investors. Please review the TD Automated Investing and TD Automated Investing Plus FAQs and the TD Automated Investing and TD Automated Investing Plus Form ADV Part 2A carefully before investing.

Investing involves risk. There is always the potential for losing money when you invest in securities. Asset allocation, rebalancing and diversification do not guarantee against risk.

Offer Terms and Conditions:

TD Private Client Wealth LLC ("TDPCW") is a US Securities and Exchange Commission registered investment adviser and broker-dealer and member FINRA, SIPC. TD Automated Investing ("TDAI") is a digital platform offering of TDPCW. TDPCW reserves the right to modify the terms and conditions with respect to any part of the offer or terminate this offer at any time.

This offer does not constitute a recommendation by TDPCW as to which, if any, account is appropriate for your personal situation.

Offer is valid only for individual clients who open and fund a new TDAI cash account, Traditional IRA account or Roth IRA account ("TDAI Account") with cash or eligible securities valued at a minimum of $5,000 or more in accordance with the eligibility requirements and restrictions below. The offer will apply to only one new TDAI Account. If you are opening more than one TDAI Account, the offer will apply to the eligible TDAI Account with the largest contribution.

The offer expires on May 15, 2023

The offer is available exclusively for a new TDAI Account. No other TD Bank, N.A. (TD Bank) depository account, investment management account or TDPCW advisory or brokerage account, including the TDAI Plus advisory offering, is eligible for this offer.

You must be 18 years or older and you must be a citizen of the United States or resident alien of the United States who presents a valid Form W-9 to participate in this offer. You are responsible for any eligible taxes.

Clients are solely responsible for enrolling or asking to be enrolled in the offer.

The offer is available by going to the TDAI website and completing the TDAI application.

You may fund your new TDAI Account with cash from a TD Bank retail depository account or with cash from another US bank or US financial institution. However, if you would like to transfer securities from an existing Traditional IRA or Roth IRA account at another financial institution to a TDAI Traditional IRA or Roth IRA Account, you may request a transfer of securities. You may not transfer assets from an existing investment management account at TD Bank or an advisory or brokerage account TDPCW to fund this TDAI Account.

The offer is only valid for TDAI Accounts that meet TDPCW's TDAI account opening requirements and are deemed "approved".

The TDAI Account must be funded with at least $5,000 to meet the TDAI qualifying account minimum within 30 calendar days of the TDAI Account approval.

The TDAI Account minimum balance of $5,000 must be maintained for 90 calendar days from the TDAI Account approval date ("Qualifying Period").

The minimum balance ("Net Deposit Amount") is based on the total external deposits or transfers into the TDAI Account (including cash and eligible securities) minus assets withdrawn or transferred out of the TDAI Account within the Qualifying Period, irrespective of any losses or gains due to trading or market fluctuations.

If the TDAI Account complies with the eligibility requirements for the Qualifying Period, a cash bonus of $100.00 will be deposited into the TDAI Account within 15 calendar days after the Qualifying Period.

The cash offer deposited into your TDAI Account will be subject to the TDAI investment advisory program fees. More information about fees and expenses is available in the TDPCW Automated Investing and Automated Investing Plus Form ADV Part 2A.

You can only participate in one TDAI Account offer during any 12-month calendar period.

The offer may be applied to only one new TDAI Account per individual.

The offer does not apply to jointly held accounts available through TDAI.

For TDAI Traditional IRA accounts and Roth IRA accounts:

A new TDAI Traditional IRA Account or Roth IRA account may not be funded by an ERISA Plan to IRA rollover.

The cash bonus award will be deposited into the new TDAI Traditional IRA account or new TDAI Roth IRA account and will be treated as earnings on that account. As you take distributions from your TDAI IRA account, the distribution amounts will be reported to you on Form 1099-R. TDPCW and TDAI and its financial services professionals do not provide tax advice.

TD Bank and TDPCW do not provide tax, legal or accounting advice to its clients.

The value of the cash offer may be considered income, and we may be required to send you, and file with the IRS, a Form 1099-MISC ("Miscellaneous Information"), or a Form 1042-S. You are responsible for any tax liability associated with the cash offer. Please consult your own tax advisor if you have any questions about your personal tax situation.

SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF VALUE.

TD Wealth® is a business of TD Bank (FDIC insured). Banking, investment management and trust services are available through TD Bank. Securities and investment advisory services are available through TDPCW. Epoch Investment Partners, Inc. (Epoch) is a US Securities and Exchange Commission registered investment adviser that provides investment management services TD Bank and TDPCW. TD Bank, TDPCW and Epoch are affiliates. TD Bank and its affiliates and their employees do not provide legal, tax or accounting advice.