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TD Automated Investing¹
What Are the Benefits of our Robo-Advisor, TD Automated Investing?
You could qualify for a cash bonus award and get access to professionally managed portfolios*
How to get this cash bonus
|
Investment Amount |
Cash Bonus |
|---|---|
|
$1,000 - $4,999 |
$50 |
|
$5,000 - $24,999 |
$150 |
|
$25,000 - $49,999 |
$250 |
|
$50,000 – $74,999 |
$450 |
|
$75,000 - $99,999 |
$750 |
How to qualify for your cash bonus*
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1
Open a new TD Automated Investing account before June 30, 2025
-
2
Fund your TD Automated Investing account with cash within 30 calendar days of opening an eligible account
-
3
The TD Automated Investing account minimum balance of $1,000 must be maintained for 90 calendar days after your TD Automated Investing account is approved. The cash bonus payment will be determined based on the net deposit amount you maintain
-
4
A cash bonus will be credited to your new TD Automated Investing account within 15 calendar days of meeting eligible offer requirements
*TERMS AND CONDITIONS APPLY
How to start investing
1: Tell us about your investment goals
Select an investing goal and answer a few questions about your comfort with risk
2: We'll recommend a portfolio for you
Based on your investment goal and risk profile, our digital tool will recommend a portfolio consisting of exchange traded funds (ETFs), mutual funds and cash3
3: Let us put your money to work
Invest $1,000 to begin. Your portfolio will be automatically rebalanced to help stay consistent with your investment profile
We're here to help
Contact us Monday through Friday from 9 AM to 5 PM ET.
Call 1-833-981-8324
E-mail AutoInvesting@td.com
How We'll Recommend Your Portfolio
Select from the risk profile tabs below for a hypothetical preview of how we'll build your portfolio based on your risk profile3. When you're ready to get started, you'll select an investment goal and answer questions about your comfort with risk. Our digital tool will automatically suggest a portfolio consisting of ETFs, mutual funds and cash consistent with your risk profile.
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All Fixed Income
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Conservative
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Moderately Conservative
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Moderate
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Moderately Aggressive
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Aggressive
-
Aggressive Growth
All Fixed Income
Conservative
Moderately Conservative
Moderate
Moderately Aggressive
Aggressive
Aggressive Growth
TD Automated Investing fees and expenses³
Open a TD Automated Investing account and pay a wrap fee for the benefits of a managed portfolio. Based on your account balance, you'll pay:
|
Annual Wrap Fee |
Minimum Annual Wrap Fee |
|---|---|
|
0.30% for account balances including cash |
$15 for account balances under $5,001 |
Other fees and expenses apply. Please see the FAQs and Important Disclosures below.
Who is Automated Investing for?
TD Automated Investing can be a good option for investors who:
- Are interested in a convenient way to invest online
- Have a personal financial goal in mind, like saving for a major purchase or retirement
- Would like a robo-advisor to automatically monitor and rebalance their portfolio
- Want to track their investments online
TD Automated Investing FAQs
A robo-advisor is an online digital investment advisory platform that utilizes a digital tool to recommend a portfolio, automatically invest funds and strategically reallocate them in alignment with your investment goal and risk profile.
The minimum account balance needed to start investing is $1,000.
TD Automated Investing offers tiered pricing based on your account balance. You'll pay a wrap fee of 0.30% annually on your portfolio and cash balances with a $15 minimum wrap fee for balances under $5,0011.
You will have access to TD Strategic Portfolios, consisting of exchange traded funds (ETFs), mutual funds and/or cash that are consistent with your investment goal and risk profile.
- Individual or Joint Tenants with Rights of Survivorship taxable accounts.
- Tax deferred Traditional IRA or Roth IRA accounts. We are not able to open an IRA with a rollover from an ERISA Plan account.
Please note contribution limitations apply to Traditional or Roth IRA accounts.
Start by selecting your investment goal and risk profile through our online assessment tool. Based on your feedback, the digital tool will recommend a TD Strategic Portfolio consisting of mutual funds, ETFs, and/or cash. To invest, you will need to complete an account application and provide your consent and agreement to important terms and conditions. After your TD Automated Investing application is submitted, we will review it and notify you when your account is opened. You'll then be able to fund your account by linking to existing bank accounts.