You will first start by telling us about yourself and your financial goals and risk appetite. Then, based on your feedback, we will recommend one of 7 TD Wealth Strategic Portfolios consisting of Mutual Funds, ETFs, and/or cash. You will need to complete an account application and provide your consent and agreement to important terms and conditions. Once your TDAI application is submitted, we will review it and notify you when your account is opened. You'll then be able to fund your account by linking to existing bank accounts.