Rates and fees for TD Double Up Card

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases

19.74%, 24.74% or 29.74% variable APR based on your creditworthiness.

APR for Balance Transfers

0% introductory APR for first 15 billing cycles after account opening. After that, 19.74%, 24.74% or 29.74% variable APR based on your creditworthiness.

Balance Transfer Fee

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge


APR for Cash Advances

29.99% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

Annual Fee


Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment

Up to $40

Return Payment

Up to $40

Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Double Up Card.

Services with your TD Credit Card

  • Digital Wallet

    Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

  • Visa Zero Liability3

    Enjoy Visa security on purchases, plus protection against unauthorized charges

  • Instant credit card replacement

    If your card is lost or stolen, you may be able to get an immediate replacement at a TD Bank

  • Contactless Payments

    Learn more about the convenience and security of contactless payments

Apply for a TD Double Up Card

Already have a TD Credit Card?

View the Personal Credit Card Agreement for TD Double Up Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. Balance transfer 0% introductory APR for first 15 billing cycles after account opening. After that, 19.74%, 24.74% or 29.74% variable APR based on your creditworthiness. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater.    

1Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. If you are approved for an Account in response to this specific offer, you are eligible to earn a One-Time Bonus Offer ("One Time Bonus Offer") of 10,000 Bonus Points, equal to $100 in the form of a statement credit. To qualify for the $100 statement credit, you must spend $1,000 in total Purchases using the Account within 90 days of the Account opening date. Provided your Account is open and in good standing, the 10,000 Bonus Points, equal to a $100 statement credit will be reflected on your Account within 6 to 8 weeks after you have met the eligibility criteria. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this account or any other account with us.

2To learn more about TD Visa Credit Card Benefits please visit https://www.td.com/us/en/personal-banking/credit-cards/benefits-features.

3To learn more about Visa Zero Liability please visit https://usa.visa.com/support/consumer/security.html. By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites. Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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