$2,000 to $50,000
36 to 60 months2
|No origination or application fees, and no prepayment penalty|
TD Bank Personal Loans
Personal loans at TD Bank are unsecured installment loans with fixed interest rates that can be used for many major life events. With no collateral required, our TD Fit Loan can offer you an alternative to credit cards or other forms of secured financing that requires collateral.
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TD Fit Loan
Funds for almost anything—fast.
From vacation to renovation to debt consolidation—TD Fit Loans for $2,000 to $50,000 are available in as little as one business day.1
Provide your info to get a personalized rate quote
See your rates with no impact to your credit score or log back in if you've already started an application.
Questions? Call us at 1-877-300-4020
Why choose a personal loan?
Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.
What you get with a TD Fit Loan
Explore your options with no impact to your credit
Provide your info to get your personalized loan options—with no commitment or impact to your credit. Like what you see? Apply right away
Fixed interest rate and loan terms
Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000, with terms from 36 to 60 months1
Fast funds with no application or origination fees
There are no application or origination fees, and if you're approved, you'll get your funds in as little as one business day1
No prepayment penalties
Pay your loan off early with no prepayment fee or penalty
24/7 online account management
Pay your bill, manage your loan and more online, anytime
See your rates and apply in 3 easy steps
Gather your info
In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.
See your options—with no impact to your credit
Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.
Select an option and continue to apply
If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.
Ready to get started?
1 Approval process may take longer if additional documents are requested. Funds are generally deposited electronically via ACH for delivery next business day if approved by 4:30 p.m. ET Monday–Friday. Depending on your bank, it may take up to three days for your funds to be available.
2Subject to Credit Approval. No origination or application fee.
Loan amounts range from $2,000 to $50,000. Repayment terms range from 36 - 60 months. interest rates range from 8.99% to 21.99%. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The following example depicts the interest rates, monthly payments and total payments available for a $10,000 loan with a 48 month term: interest rate range of 8.99%-21.99%, 48 payments, of $249.00 -$315.00 and total Payments of $11,942.54 -$15,120.31. If approved, your loan amount, interest rates and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness and other factors. FL residents: Doc Stamp Fee applies. Loan cannot be used for business or education expenses.
TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.