TD Bank Personal Loans


Personal loans at TD Bank are unsecured installment loans with fixed interest rates that can be used for many major life events. With no collateral required, our TD Fit Loan can offer you an alternative to credit cards or other forms of secured financing that requires collateral.

Already started your application? Log back in to finish

Provide your info to get a personalized rate quote

See your rates with no impact to your credit score or log back in if you've already started an application.

Questions? Call us at 1-877-300-4020

Why choose a personal loan?

Personal loans provide you fast, flexible access to funds that can be used for many major life events, expenses or consolidating debt, all with one fixed monthly payment.

  • Consolidate credit card debt

    Simplify your monthly bills by consolidating your high interest debt

  • Renovate your home

    Upgrade your living space without using your home as collateral

  • Purchase or repair a vehicle

    Shop for the best loan rate and purchase or fix your car anywhere

  • Take a vacation

    Finance your entire trip or use it for spending money

  • Fund your wedding

    Spread the cost of your big day over months or years

  • Cover medical expenses

    Cover unexpected bills or planned treatments

What you get with a TD Fit Loan

  1. Explore your options with no impact to your credit
    Provide your info to get your personalized loan options—with no commitment or impact to your credit. Like what you see? Apply right away

  2. Fixed interest rate and loan terms
    Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000, with terms from 36 to 60 months1

  3. Fast funds with no application or origination fees
    There are no application or origination fees, and if you're approved, you'll get your funds in as little as one business day1

  1. No prepayment penalties
    Pay your loan off early with no prepayment fee or penalty

  2. 24/7 online account management
    Pay your bill, manage your loan and more online, anytime

See your rates and apply in 3 easy steps

  • 1

    Gather your info

    In addition to basic personal info, you'll need your Social Security Number, employment history and income, and expenses like mortgage or rent.

  • 2

    See your options—with no impact to your credit

    Once you provide your info, you'll see your personalized loan options. Checking your options does not affect your credit score and you'll get your results in as little as 60 seconds.

  • 3

    Select an option and continue to apply

    If one of the options works for you, choose it and continue to apply. At this step, TD will perform a hard credit pull, which can affect your credit score. You'll verify your info and get a decision on your loan by email.

Ready to get started?

  • Get your personalized loan options

    Check your options with no impact to your credit score. Like what you see? Choose one and continue to apply. You can also log back in if you've already started an application.

  • Talk with a TD Fit Specialist

    One of our TD Fit team members can answer your questions and help you apply.

    Mon–Fri, 9:00 AM–5:00 PM ET
    Sat, 10:00 AM–5:00 PM ET
    Sun, 10:00 AM–2:00 PM ET

    1-877-300-4020 1-877-300-4020

1 Approval process may take longer if additional documents are requested. Funds are generally deposited electronically via ACH for delivery next business day if approved by 4:30 p.m. ET Monday–Friday. Depending on your bank, it may take up to three days for your funds to be available.

2Subject to Credit Approval. No origination or application fee.
Loan amounts range from $2,000 to $50,000. Repayment terms range from 36 - 60 months. APRs range from 6.99% to 19.99%. The most credit worthy applicants may qualify for a lower rate while longer-term loans may have higher rates. The following example depicts the APRs, monthly payments and total payments available for a $10,000 loan with a 48 month term: APR 6.99%-19.99%, 48 payments, of $239.42 -$304.25 and total Payments of $11,491.97 -$14,604.02. If approved, your loan amount, APR and monthly payment may differ from the example based on the length of the term selected, your current income, creditworthiness and other factors. FL residents: Doc Stamp Fee applies. Loan cannot be used for business or education expenses.


TD Fit Loans are available to residents of CT, NJ, DE, NY, Washington, D.C., NC, FL, PA, ME, RI, MD, SC, MA, VT, NH and VA.

Have a question? Find answers here