Student Checking & Other Services


TD makes banking simple with flexible student checking and savings accounts, mobile banking and plenty of information on how to keep your financial future on the right track.

Bank better than ever with a $100* bonus

TD Convenience CheckingSM

Are you a student or young adult ages 17 through 23? Get great student perks from TD Convenience CheckingSM, like no minimum balance requirements and no monthly maintenance fees.1 Plus, qualifying customers can earn $100 when you make 15 debit card transactions within 60 days.*

If you're under 18, visit a TD Bank store near you with a parent or legal guardian.


More student-centered banking

For students: take your bank with you, wherever you go

  • Mobile Banking lets you keep track of your account, pay bills and deposit checks from your smartphone or tablet with TD Bank Mobile Deposit.3 It doesn't get more convenient than that
  • Digital Wallet lets you load your TD Bank Visa® Card to your smartphone and tap to make easy, fast payments
  • Online Banking helps you view your balance, make transfers, pay bills and more—all at the click of a mouse
  • Send Money with Zelle® is an easy and free way to split expenses, receive payments or send money fast with your TD Bank account4
  • Contactless debit cards are a fast, safe and hassle-free way to pay. Plus, we've got your back with 24/7 fraud alerts
  • TD Overdraft Relief5 Overdrafts happen. When they do, TD Overdraft Relief gives you flexibility and options to help prevent fees.

TD tools for parents with students

Learn more in minutes


Get the most from your accounts


View the TD Convenience CheckingSM Account Guide.

*Offer expires October 31, 2022

You will not qualify for the checking bonus if you are an existing TD Bank checking Customer OR had a previous checking account that was closed within the preceding 12 months OR have received a prior checking account bonus at any time. To receive the $100 Checking bonus, you must: 1) Open a new TD Convenience CheckingSM account; AND 2) Complete a minimum of 15 TD Visa® Debit Card purchases within 60 calendar days of the account opening date.

Your Visa® Debit purchases need to be transactions made using your TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. Net qualifying purchases are determined in the sole discretion of TD Bank and must be posted to your new checking account within 60 calendar days of account opening. Withdrawals made at the ATM do not qualify.

After you have completed the requirements outlined above, we'll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new checking account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.

Eligibility may be limited based on account ownership. The primary owner of the new personal checking account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.

Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.

1TD Convenience CheckingSM monthly maintenance fee waived if the Primary account holder's is 17 through 23 years of age. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the minimum daily balance is maintained.

2We will waive the monthly maintenance fee on one eligible TD Simple Savings account for eligible Customers upon Customer request for primary account holders who are 17 to 23 years of age. The monthly maintenance fee waiver expires upon the primary account holder's 24th birthday. We will automatically begin to assess the monthly maintenance fee as of the primary account holder's 24th birthday.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Send Money with Zelle® is available for most personal checking and money market accounts. To use Send Money with Zelle® you must have an Online Banking profile with a U.S. address, a unique U.S. mobile phone number and an active unique e-mail address. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Message and data rates may apply, check with your wireless carrier.

U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Transaction limitations apply.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

5Overdraft Services do not apply to TD Essential Banking Accounts. We may decline or return transactions that would result in an overdraft. Transactions that you make may cause your Account to overdraw but we will not assess your TD Essential Banking Account an overdraft fee or return item fee. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction.

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