What you get

An everyday savings account with a low monthly fee that can be waivedplus lots of other perks to help you reach your savings goals.

  • Drop the monthly maintenance fee
    All it takes is a $25 recurring transfer from your linked TD Bank checking account1 to waive the fee for the first year. Then, just keep a $300 minimum balance to waive the $5 monthly fee.
  • Free for young and senior savers
    Enjoy no monthly maintenance fee and no minimum daily balance requirements ever if you're 18 or under/62 or older.
  • Free automatic transfers
    Kick-start your savings with transfers from other accounts
  • Earn interest
    Your savings earn interest to help you toward your goals

Standard Rate

Build your savings with interest.


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Current APY*

What you pay

You're never too young to save – see how to start

TD Simple Savings can help get you started:

  • If you're under 18
    The monthly maintenance fee is always waived
  • If you’re a full-time student ages 17 through 23
    Link a TD Simple Savings account to your TD Convenience CheckingSM account and we'll waive the monthly maintenance fee for TD Simple Savings4

Get the most from your new account

Open account

View the TD Simple Savings Account Guide.

*Annual Percentage Yield (APY) is accurate as of and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

1For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account Agreement for more details.

2Please refer to TD Bank Overdraft Protection and Services for information on Savings Overdraft Protection.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Monthly Maintenance Fee is waived for primary account holders ages 17 through 23. Upon the primary account holder's 24th birthday the account will be subject to the monthly maintenance fee unless the $100 minimum daily balance is maintained.

TD Bank received the highest score in the Southeast region of the J.D. Power 2019 U.S. Retail Banking Satisfaction Study of customers’ satisfaction with their own retail bank. Visit jdpower.com

TD Simple Savings

The fastest way to open an account

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