TD Restaurant Franchise Finance Group


Expert underwriting to fit your brand and needs

With vertically integrated originating and underwriting, you get seamless, efficient and affordable capital solutions to support the specific needs of your business.

Working with TD, you'll benefit from our credit rating – one of the highest credit ratings of North American banks.

Other benefits of working with our Restaurant Franchise Group include:

  • Flexible lending terms
  • Competitive rates
  • Treasury and merchant services
  • Personal wealth management, retirement and succession planning services

TD Bank supports deals as low as $5 million, and with our loan desk capabilities, can arrange syndications in excess of $100 million.

TD Bank 2021 survey1 of more than 250 restaurant franchise owners and operators across the U.S.

The pandemic has permanently altered the consumer-restaurant relationship and operators are investing in technology and real estate to align with changing consumer preferences.

  • 33% of franchisees rely on delivery for more than 20% of their sales.
  • Franchisees' top areas of investment in 2022 include:
    • Mobile ordering (54%)
    • Delivery services (47%)
    • Technology such as new POS digital signage or other in-store tech (45%)
    • Alternative payment methods (37%)
  • Franchisees plan to alter this restaurant real estate to keep up with changing consumer preferences.
    • 55% plan to add more space for pick-up
    • 45% plan to provide additional drive thru locations
  • 81% of respondents feel optimistic about the future and 47% believe their revenue will increase significantly.

Talk to TD Bank Restaurant Franchise


Mon-Fri, 8:30AM – 5:00PM ET

National and regional franchise restaurants

Flexible rates and terms for many brands

From franchise lending—including real estate—to wealth succession and retirement planning, and everything in between, you get expert and local support from TD Bank, a full-service North American financial institution.

Independent regional restaurants

Affordable rates and customized solutions

Get customized solutions to support your growth, remodels and even your owned real estate from industry experts. Plus, enjoy access to your full-service local TD Bank Relationship Manager for all your day-to-day banking needs.

Full service delivered by industry financing experts you can trust

TD Bank structures your solutions to support your short- and long-term needs and growth and keeps you flexible during normal business cycles as well as your five, ten and 15-year plans.

You'll be treated to a solution created by a focused team with continued support from a local Relationship Manager.

  • Remodels
  • Equipment purchasing
  • Refinancing
  • Recapitalizations and buyouts
  • Sponsored transactions
  • Succession and retirement planning
  • Real estate

More commercial banking solutions

Small Business Administration (SBA) Loans

Enjoy flexible terms and preserve capital with an SBA loan from TD Bank, a Preferred SBA Lender

TD Treasury Management Services

Energize your treasury management with tailored solutions that move your business forward

Retirement and Wealth Planning

Explore our holistic and team-based approach that's focused on your goals, objectives and future dreams

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