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TD Restaurant Franchise Finance Group

Financing for franchise remodeling or expansion backed by experienced service and support.

Expert underwriting to fit your brand and needs

With vertically integrated originating and underwriting, you get seamless, efficient and affordable capital solutions to support the specific needs of your business.

Working with TD, you'll benefit from our credit rating – one of the highest credit ratings of North American banks.

Other benefits of working with our Restaurant Franchise Group include:

  • Flexible lending terms
  • Competitive rates
  • Treasury and merchant services
  • Personal wealth management, retirement and succession planning services

TD Bank supports deals as low as $5 million, and with our loan desk capabilities, can arrange syndications in excess of $100 million.

Learn more about franchise financing options

TD Bank 2022 survey1 of 300 restaurant franchise operators and finance industry professionals across the U.S.

Despite challenges from inflation and other economic concerns, restaurant operators are optimistic about the year ahead and are planning to invest in store reimagining.

  • 41% of restaurant franchise operators said that they plan to invest in in-store reimagining or remodeling. 
  • Franchisees' other top areas of investment in 2023 include:
    • Technology such as a new POS, digital signage, or other in-store tech (38%)
    • Mobile ordering (37%)
    • Delivery services (23%)
    • Alternative payment methods (16%)
  • 66% of respondents feel optimistic about the future of the restaurant industry.

Read more about trends impacting the restaurant franchise industry

Talk to TD Bank Restaurant Franchise

1-855-278-8988

Mon-Fri, 8:30AM – 5:00PM ET

  • National and regional franchise restaurants

    Flexible rates and terms for many brands

    From franchise lending—including real estate—to wealth succession and retirement planning, and everything in between, you get expert and local support from TD Bank, a full-service North American financial institution.

  • Independent regional restaurants

    Affordable rates and customized solutions

    Get customized solutions to support your growth, remodels and even your owned real estate from industry experts. Plus, enjoy access to your full-service local TD Bank Relationship Manager for all your day-to-day banking needs.

Full service delivered by industry financing experts you can trust

TD Bank structures your solutions to support your short- and long-term needs and growth and keeps you flexible during normal business cycles as well as your five, ten and 15-year plans.

You'll be treated to a solution created by a focused team with continued support from a local Relationship Manager.

  • Remodels
  • Equipment purchasing
  • Refinancing
  • Recapitalizations and buyouts
  • Sponsored transactions
  • Succession and retirement planning
  • Real estate

More commercial banking solutions

Interested in learning more?

All loans subject to credit approval. Some credit restrictions may apply. Other terms and conditions may apply. Equal Housing Lender 

1This study was conducted among a representative group of 300 restaurant franchise operators and finance industry professionals across the United States. Conducted at the 2022 Restaurant Finance and Development Conference held in Las Vegas, NV from November 14-16, 2022.

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