TD Government Banking

Meet your safety, liquidity and yield goals with treasury management and depository services coordinated by our experienced Government Banking Relationship Managers.

The TD Government Banking advantage

  • In-depth industry expertise

    You'll work with highly trained and experienced Relationship Managers who specialize in financial solutions for the public sector. They'll develop strategies that increase efficiency and revenue while providing safety for your funds.

  • Integrated, customized solutions

    With the resources of the whole bank at your service, you can access a full suite of solutions designed for government entities to optimize operational efficiency and maximizing public funds.

  • The strength of a top bank

    Recognized as the world's safest bank by Global Finance1, TD's strong financials and commitment to communities make us an ideal partner for government entities of all sizes.
    Visit TD Investor Relations

Talk to a Government Banking Relationship Manager

Already a customer? Call your Relationship Manager.

Relationship management for government entities

Meet operational needs and maximize taxpayer dollars with full service solutions designed for government entities. We work with organizations from Maine to Florida, including:

  • Local/county and state governments: school districts, water, sewer and utility authorities
  • Housing authorities
  • Higher education: community and county colleges, state colleges and universities
  • Transit and airport authorities

Access a full suite of deposit accounts

We offer core interest and noninterest checking accounts, as well as short- and long-term investment CDs and money market accounts to assist with:

  • Streamline receivables, payables and daily cash flow
  • Earn interest on combined account and top-tier investable balances
  • Simplify daily collections with next-day availability on your deposits

Explore our featured account: TD Municipal Advantage

Enhance financial performance and streamline operations by establishing a monthly account analysis relationship. Plus:

  • Earn interest on all excess investable balances
  • Cover monthly service costs with earnings credits

For all accounts, all deposits are collateralized.

  • Treasury Management Services

    Whether you are large or small, get the most out of your government entity's funds with full-service solutions that reduce expenses, increase income and improve efficiencies.

    • Tailor products and services to fit your needs and budget
    • Leverage information, maintain controls and minimize risk
    • Streamline and accelerate revenue and receivables
    • Improve payment practices, enhance control and efficiencies of payments
    • Create a customized fraud prevention plan

    Find out more about our Treasury Management Services

  • TD Fraud Control Solutions

    Strengthen control over your accounts and choose the degree of protection for each of your accounts. Help prevent fraudulent, unauthorized or erroneous activity with:

    • ACH Positive Pay
    • ACH Filter Service
    • ACH Block Service

    A full suite of TD Fraud Control Solutions is available as part of TD Treasury Management.

    Find out more about TD Fraud Control Solutions

Lending solutions

We provide short- and long-term funding and equipment financing to assist with a range of lending needs. Talk to your Government Banking Relationship Manager about a solution that works with your timeline, budget and goals.

More commercial banking solutions

Interested in learning more?

Loans subject to credit approval. Some credit restrictions may apply. Other terms and conditions may apply. Equal Housing Lender 

You are advised to consult with your accounting or tax expert before accepting any financial products.

1Global Finance 2009–2018.

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