Home Equity Line of Credit Rates

TD Bank offers multiple Home Equity Line of Credit options. Review them below, and compare rates, fees, line amounts and other factors to determine which option works best for you.

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Home Equity Line of Credit Rates

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Primary Residence or Second Home
Investment Property

$50,000 - $99,999

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee. item 1
Rate¹ as low as	Prime %
APR¹ as low as	%
Annual fee	$50
Origination fee	$99

$100,000 - $199,999

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee. item 2
Rate¹ as low as	Prime %
APR¹ as low as	%
Annual fee	$50
Origination fee	$99

$200,000+

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee. item 3
Rate¹ as low as	Prime %
APR¹ as low as	%
Annual fee	$50
Origination fee	$99

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee.
	Rate¹ as low as	APR¹ as low as	Annual fee	Origination fee
$50,000 - $99,999	Prime %	%	$50	$99
$100,000 - $199,999	Prime %	%	$50	$99
$200,000+	Prime %	%	$50	$99

Interest rate, APR and origination fee for a primary residence or second home—without the annual fee.
	Rate¹ as low as	APR¹ as low as	Annual fee	Origination fee
$25,000+	Prime %	%	None	$99

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee. item 1
Rate¹ as low as	Prime %
APR¹ as low as	%
Annual fee	$50
Origination fee	$99

Interest rate, APR and origination fee for a primary residence or second home—including the annual fee.
	Rate¹ as low as	APR¹ as low as	Annual fee	Origination fee
$25,000 - $500,000	Prime %	%	$50	$99

Ways to apply

Online

The fastest way to apply

By phone

Talk to a Home Lending Specialist

1-800-815-6849 1-800-815-6849

In person

Visit a TD Bank near you to apply

Schedule a call

Set up a time to talk with a Home Lending Specialist

¹The rate and APR displayed are for illustrative and educational purposes only and are subject to change. Your actual Annual Percentage Rate (APR) may be higher than the rates shown. APR is variable based on the Wall Street Journal Prime NA% to NA%, and will not exceed 18%. As of Jan 29, 2019, Prime Rate is NA%. Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history, amount of credit requested, term of loan requested, property type, lien position, combined loan-to-value, and/or geographic location. APR calculation includes an origination fee, which is considered a finance charge, and does not include additional fees and charges that may be applicable. A TD Bank personal checking account is required to be eligible for the additional 0.25% rate discount, which is reflected in the rate shown here. The relationship discount may be terminated and the interest rate on this account may increase by 0.25% upon closure of the personal checking account.

Loans subject to credit approval. Equal Housing Lender

Home Equity Line of Credit Rates