Or call to apply: 1-800-815-6849

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What you get

A Home Equity Loan lets you borrow the funds you need all at once for a specific period of time. Your rate is fixed so you'll have a consistent monthly payment.
  • Low fixed rate, lower than other forms of credit
    Get a competitive fixed rate as low as %.1 Check with your tax advisor to see if the interest you pay is tax deductible
  • $10,000 minimum loan amount, with terms from 5 to 30 years4
    Receive your funds in one lump sum and pay it off with consistent and predictable monthly payments
  • Get a 0.25% rate discount3
    Set up auto pay from a TD personal checking or savings account and receive a 0.25% rate discount – plus, you'll never miss a payment

The fastest way to apply

Renovate your house

  • Increase your home's value with renovations like kitchen and bathroom remodels or energy-efficient upgrades
  • Good for do-it-yourself projects or major renovations
  • Enjoy improvements to your living space

Consolidate debt

  • Enjoy financial freedom by consolidating debt into a lower monthly payment
  • Replace multiple monthly bills with one simple payment
  • Pay off outstanding balances on high-interest credit cards and other loans

Make a major purchase

  • Pay for education expenses2
  • Make big purchases like a new car, travel or recreation
  • Cover other large purchases or expenses

Additional resources

More home equity calculators

See potential savings when you consolidate debt, explore payment options and more

Home equity lending process

Know what to expect from your application to closing

Already started the home equity lending process?

Finish applying, check the status of your application or make a payment on your current home equity line of credit or loan. Plus, get tips and info on home lending.

You might also be interested in

TD Home Equity Line of Credit

Turn your home's equity into spending power – plus get a 0.25% rate discount3

TD Bank Mortgages

Whether you’re buying or refinancing, we have the right mortgage for you

TD Checking accounts

Choose the account that meets your banking needs and includes the perks you want

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