What you get

Get the money you need – quickly. It's one way to consolidate high interest credit card debt into one simple monthly payment.
  • Loans from $2,000 to $25,000
  • Money in as little as 48 hours after you apply
  • Low, fixed annual percentage rate from 6.99%–18.99% which includes a 0.25% rate discount with auto pay from a TD checking or savings account2
  • No origination or application fees2
  • Borrow the amount you need all at once

Pay off your debt 52 years faster!

Get in the express lane to financial freedom.

When you compare financing options side by side, we think you'll agree that a TD Express Loan is the smarter and faster choice for paying off your debt and achieving your financial goals.

Credit Card Debt

Balance
$25,000
APR*
16.99%
Payoff Schedule
57 years
Total Interest Paid
$59,337

TD Express Loan

Balance
$25,000
APR*
6.99%–18.99%
Payoff Schedule
5 years
Total Interest Paid
$4,696–$13,906

Credit Card Debt payoff schedule assumes only the minimum monthly payment is applied. If your required minimum payment is higher than our estimate or you pay more than your monthly card minimum, your total cost paid and payoff schedule may be reduced.

Credit Card Debt payoff schedule assumes only the minimum monthly payment is applied. If your required minimum payment is higher than our estimate or you pay more than your monthly card minimum, your total cost paid and payoff schedule may be reduced.

How soon could you be debt free?

Estimate what you owe today on your credit cards, loans and lines of credit to see how you can combine and pay off all your outstanding debt with a personal loan.

TD Express Loan Rates

Get the loan that fits your monthly budget

Overview

TD Express Loan Rates item 1
Loan amount
$2,000–$25,000
APR with available 0.25% auto pay discount as low as†,2
6.99% to 18.99%
Terms
12–60 months, pending the loan amount
Fixed monthly payment as low as

Example 1

TD Express Loan Rates item 2
Loan amount
$2,500
APR with available 0.25% auto pay discount as low as†,2
6.99%
Terms
12
Fixed monthly payment as low as
$216.31

Example 2

TD Express Loan Rates item 3
Loan amount
$5,000
APR with available 0.25% auto pay discount as low as†,2
6.99%
Terms
36
Fixed monthly payment as low as
$154.36

Example 3

TD Express Loan Rates item 4
Loan amount
$10,000
APR with available 0.25% auto pay discount as low as†,2
6.99%
Terms
60
Fixed monthly payment as low as
$197.96

Example 4

TD Express Loan Rates item 5
Loan amount
$25,000
APR with available 0.25% auto pay discount as low as†,2
6.99%
Terms
60
Fixed monthly payment as low as
$494.88

Rate range displayed assumes 0.25% discount for automatic payment deduction from a TD Bank personal checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

Rate range displayed assumes 0.25% discount for automatic payment deduction from a TD Bank personal checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction.

What you need to apply

In addition to some basic personal information, you should also be prepared to provide the following for each borrower:
  • Social Security number
  • Expenses, including mortgage payments, rent, etc.
  • Employment history and income, including bonuses, overtime and income from other sources
  • What's the next step?
    Once we receive your completed application, a lending specialist will contact you within one business day

Put your money to work for you

Personal Unsecured Loans

Need more than $25,000? Our TD Personal Unsecured Loan lets you borrow the money you need now

Personal Unsecured Line of Credit

Don't need funds up front? Borrow the money you need, only when you need it

Say goodbye to debt

Guidelines to help improve your financial future, including how to avoid new debt and pay down old debt


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