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What you get

With an unsecured line of credit, you don't need to use your home or other assets to borrow money for home improvements, large purchases or unexpected expenses.
  • Lines from $20,000 to $50,000
  • Low variable rate can change, with APR determined as the prime rate indicated in the Wall Street Journal, plus 5.00%–10.25%. Receive a discounted loan rate with an open personal TD Bank Checking account1
  • Access your line of credit for 10 years, with the ability to borrow different amounts at different times
  • Low annual fee of $25
  • Monthly payment amounts vary with line of credit balance
  • With an unsecured line of credit, you don't have to use your home or other assets to secure your borrowing

Personal Unsecured Line of Credit Rates

Personal Unsecured Line of Credit Rates
Loan amount
APR* as low as
Monthly payment as low as2

How soon could you be debt free?

Estimate what you owe today on your credit cards, loans and lines of credit to see how you can combine and pay off all your outstanding debt with a personal loan.

What you need to apply

In addition to some basic personal information, you should also be prepared to provide the following for each borrower:
  • Social Security number
  • Expenses, including mortgage payments, rent, etc.
  • Employment history and income, including bonuses, overtime and income from other sources
  • What's the next step?
    Once we receive your completed application, a lending specialist will contact you within one business day

Put your money to work for you

TD Express Loans

Borrowing $25,000 or less? You may qualify to get the money you need in as little as 2 days

Home Equity Loans

Tackle projects with a predictable monthly payment

Finance 101

Articles, tools and resources to help you manage your money

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