Skip to main content

Commercial Financing

Leverage fully customizeable lending and financing solutions with the structure and scale to support your biggest ambitions.

Integrated solutions that support growth

Access the entire suite of TD services – all tailored to fit your short- and long-term lending needs. We pair our global resources with the personalized attention of specialized commercial Relationship Managers to create a plan that maximizes borrowing capacity and minimizes idle cash balances.

Connect with us

Stability you can count on

Our credit strength and strong financials help us support clients through economic business cycles.

  • Top 10

    U.S. bank1

  • Aa3  A+  AA

    Credit ratings2

  • #1

    East Coast SBA lender3

  • $382B

    Total assets4

Specialized corporate loan options

Meet your expanding business needs with customized financing solutions including commercial cards, lines of credit, term loans and letters of credit designed for corporations.

  • Asset Based Lending

    Leverage your assets and maximize your liquidity to support your operating and business strategies

  • Commercial Real Estate

    Custom financing and banking solutions for owners, developers and investors across commercial properties of all sizes

  • Equipment Finance

    Creative financing solutions and highly personal service to help you efficiently finance your equipment needs

  • Restaurant & Franchise

    Access innovative capital solutions and advice to support the needs of your restaurant or fitness franchise, delivered by specialists you can trust

Commercial cards designed to fit your needs

Manage payments more efficiently with spending controls and advanced reporting tools. Plus, earn rebates on purchases with both the TD One Card and the TD Virtual Card.

Learn more

Expertise across industries

Our dedicated Relationship Managers have in-depth industry expertise, delivering innovative commercial loan financing support tailored to your business to help you meet the challenges and opportunities of evolving markets.

Featured commercial insights

Review market trends, developing perspectives and data-driven research across commercial industries and services, including articles by TD's top thought leaders.

Let's work together

Reach out to your Relationship Manager or request a call.

Connect with us

1Based on total assets of banks with domestic retail banking operations. Source: S&P Global Market Intelligence, Top 50 US Banks and Thrifts in the U.S.

2Ratings on long-term debt and deposits of The Toronto-Dominion Bank and TD Bank, N.A., as of October 31, 2025. Credit ratings are not recommendations to purchase, sell, or hold a financial obligation inasmuch as they do not comment on market price or suitability for a particular investor. Ratings are subject to revision or withdrawal at any time by the rating organization.

3Lenders ranked by the U.S. Small Business Administration (SBA) based on the SBA's data for the units of loans approved during the period October 1, 2024 to September 30, 2025.

4Total Deposits and Total Loans reported are averages for the fourth quarter ended October 31, 2025. Total Loans include personal and business loans. Total Deposits include personal and business deposits as well as the insured deposit account agreement with Schwab. Total Assets based on TD Bank, N.A. and TD Bank USA.

Loans subject to credit approval. Some credit restrictions may apply. Other terms and conditions may apply.

You are advised to consult with your accounting or tax expert before accepting any financial products.

TD Equipment Finance, Inc. is a wholly-owned subsidiary of TD Bank, N.A.

"TD Securities” is a trademark of The Toronto-Dominion Bank and represents TD Securities Inc., TD Securities (USA) LLC, TD Bank Europe Limited, TD Global Finance unlimited company, TD Financial Products LLC, TD Prime Services LLC, Toronto Dominion (South East Asia) Limited and certain other subsidiaries and branches of TD engaged in investment banking, capital markets and wholesale banking activities.

TD Securities (USA) LLC, TD Prime Services LLC, and TD Financial Products LLC are members of SIPC and FINRA (see FINRA BrokerCheck). Visit our legal page for more information.