Welcome to TD Commercial Banking

Explore commercial banking products and services

Loans and Lines of Credit

Meet your financing needs with customized solutions including lines of credit, term loans and letters of credit designed for corporations
TD Business Central

Business Central^TM (TDBC) is our secure digital banking platform.
TD Merchant Solutions

Accept debit and credit card payments online or in person with customized payment solutions designed with your business in mind.

Explore all TD Commercial Banking products and services.

Enjoy the benefits of banking with TD

Why businesses choose TD

By understanding how you operate, we can make banking recommendations to help with the unique aspects of your business. We take the time to truly listen to you and learn about you and your business.
Local expertise

Your dedicated Relationship Manager will be your point person for crafting a plan that fits your day-to-day needs, matches your long-term goals and helps your business.
Customized solutions

As a TD Commercial Banking customer, you'll have the resources of the whole bank at your service. We’ll take time to understand your business and provide product and service recommendations.

Discover TD’s business specialties

We’ll take the time to understand your unique business needs, and provide customized banking products, services and advice to help achieve your business goals.

Explore all TD’s Business Specialties.

Stay current with up-to-date data

TD Commercial Banking Rates

Canadian Dollar Premium Business Account Base Rate and TD U.S. Dollar Premium Business savings Account Base Rate.
TD Prime Rate

This is the latest prime rate. The effective date reflects when TD last altered its prime.
Foreign exchange cash

Cash rates are generally more costly as cash must be shipped and handled.¹
Foreign exchange non-cash

Non-cash exchange rates are generally more favourable to you than cash rates.¹

TD Securities Global & Strategy Insights²

TD Cowen Research Themes 2026

To help inform successful pathways for investors and corporate executives alike, TD Cowen has developed a special edition of our annual Thematic outlook.
How AI Investment Is Shaping the Economy

AI investment and resilient U.S. consumers are pushing estimates of the neutral interest rate higher. Explore how this may keep Fed rates, Treasury yields and the U.S. dollar elevated.
Annual Sustainability & Energy Transition Primer 2026

AI power demand is accelerating prospects for renewables as data centers strain the grid. See where solar, storage and power infrastructure could create investment opportunity.