Commercial Foreign Exchange Services


The TD Foreign Exchange Services advantage

Integrated, customized solutions

You can access our suite of FX products and services to help you manage risk and mitigate the impact of fluctuating currency rates, whether you transact in foreign currency once a year or every day.

In-depth industry expertise

You'll work with highly trained and experienced professionals who can provide insight on foreign exchange products and solutions.

The strength of a top bank

With one of the highest credit ratings of North American banks, TD's strong financials provide stability in a global market.
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Foreign exchange solutions

Whether you have operations in foreign countries, are exporting or importing goods, or send or receive wires or checks outside the U.S., you'll benefit from our customized, flexible solutions.

  • Tailored FX products and services
    Get the right solution for your risk tolerance, timeline and constraints, whether it's a straightforward currency conversion or a sophisticated hedging strategy
  • Simple and secure trading channels
    Trade through our online platform TDFXTM or by phone with our trading desk. Our expertise and economic insights can help you develop a customized, flexible strategy based on your goals
  • International FX payments
    Send or receive payments in over 40 currencies; upfront conversion into foreign currency may result in significant savings
  • Multi-currency accounts
    Open deposit accounts in a foreign currency to gain better control of your foreign exchange exposure, increase efficiency of payments, and eliminate the need for an overseas account
  • Trade online with TDFX

FX products

Work with a Foreign Exchange professional to choose the right option for your business needs.

Spot Contracts

How it works
Purchase based on current value of currencies.
Benefits
Buy or sell currency as you need it.

Forward Contracts

How it works
Locks in rate for a future exchange.
Benefits
Protect against potential market downturns by locking in a rate you're comfortable with.

Window Forward Contracts (Draw downs)

How it works
Same as a forward contract except you can choose to draw down smaller amounts as needed.
Benefits
Lock in a rate to cover foreign exchange conversions within a specified time period.

Foreign Exchange Swaps

How it works
Future principal and interest rate flows in one currency are exchanged for future principal and interest rate flows in another currency.
Benefits
Provides predictable revenue streams and reduces foreign currency exposure.

More commercial banking solutions

TD Information Services

Streamline treasury management operations and analyze financial data anywhere, anytime, with our secure online information platforms

TD Global Trade Finance

Get financial solutions to boost your international sales as well as mitigate your risk

Merchant Solutions

Manage, grow and protect your business with customized payment services featuring Clover®

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