TD Bank Merchant Solutions

When it comes to running a business, no one size fits all. That's why TD offers a variety in-person, mobile and eCommerce point-of-sale (POS) solutions – so you can accept customer payments in the ways that work best for them and you – in store, online or on-the-go.

With same-day set up, start accepting cash, checks, credit and debit cards, plus contactless payments like Apple Pay, Google Pay and more.1 Then, access those funds fast with next-business-day deposits.2 To make it even better, when you open a TD Business Premier Checking Account, you'll get your monthly maintenance fees waived.3

Accept payments how, where and when you want

In store

Choose from the in-person POS solutions below to begin accepting customer payments. Plus, sync apps across all of your Clover® devices in real time with customized solutions from the Clover App Market.4

Best for: Full-service and quick service restaurants, cafes, retail stores, salons, doctor offices and more.

  • Clover Station: A powerful all-in-one POS

    • EMV processing and fingerprint access
    • Upgrade with add-on components like a customer-facing printer, barcode scanner or scale
    • Customize and boost productivity with add-ons from the Clover App Market
  • Clover Mini: Compact POS that grows with you

    • A small footprint that fits in tight spaces
    • Out-of-the-box solution accepts EMV chip, swipe and contactless payments
    • Make your Mini as powerful as you need it to be with add-ons and apps
  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market


Choose from the mobile POS solutions below to begin accepting payments anywhere there's wifi or cellular connectivity. Plus, sync apps across all of your Clover devices in real time with customized solutions from the Clover App Market.

Best for: Table-side service, pop-up shops or any business that operates outside of a brick-and-mortar location.

  • Clover Flex: A wireless all-in-one POS

    • Take payments tableside or anywhere in your store or business
    • Track sales in real time
    • Built-in camera and barcode reader to scan items into inventory
    • Print receipts
    • Customize with Clover App Market
  • Clover Go: Goes wherever you work

    • Use Bluetooth to pair with your smart phone or tablet
    • Works anywhere with wifi or cellular service
    • Accept Apple Pay2, Android Pay3 and other mobile wallet apps
    • Customize with Clover App Market

Ready to get started? Connect with a local advisor.

Our dedicated TD Merchant Solutions Payment Advisors will work closely with you to understand your business needs and match you with the best solution. Connect with them in person, online or by phone today.

Payment processing is just the beginning

Choose the right tools to develop your business systems with the help of our Merchant Solutions experts.

  • Manage: Engage customers, manage employees, plus view real-time inventory and order tracking and reporting
  • Grow: Customize your solution to track sales, identify trends, report on customer segments, spending patterns, sales comparison and more
  • Protect: Fully encrypted transactions, software and hardware monitoring with TransArmorSM

Explore our eCommerce solutions

TD's online solutions are easy to set up, accept all forms of payment and offer direct deposit into your TD Bank Small Business Checking account. It's fast and simple for you and your customers.

Managing your Merchant Solutions

Find resources on our Clover and eCommerce solutions, useful forms, apps and more.

Have more questions? Current customers can get help 24/7.

Get started with TD Bank Merchant Solutions

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*Offer is available to any new merchant account that is opened from 10/1/2022 through 12/31/2022 and that meets the additional conditions below.

New merchants will qualify for only one of the Clover Go Offer OR the 1% Cash Back Offer, offer qualified for will be determined by TD Bank based on the device(s) acquired by the new merchant. New merchants acquiring multiple device types including a Clover Go device will only qualify for the 1% Cash Back Offer. Offers only available to new TD Merchant Solutions customers. Merchant must sign a 3-year Merchant Solutions Processing Agreement. Merchant’s Settlement Account must be a TD Bank Business checking account. No payments will be made if both the Merchant Account and the Merchant Settlement Account are not open and in good standing at the time such bonus offer is calculated and paid

The No Clover Platform Fee will be rebated to merchants as a statement credit the month following the month in which the fees are charged. Maximum number of months the fees can be rebated is three months. Monthly credit will equal the value of the Clover Platform Fee outlined in the Merchant Processing Agreement. The maximum credit earned by merchants who receive the No Clover Platform Fee is capped at $45. Other standard monthly fees are excluded from this offer.

The Clover Go equipment rebate will appear in the Merchant’s Settlement Account up to 90 days after the Merchant Account is approved. Only one Clover Go device will be rebated per Merchant Account subject to a maximum equipment rebate of $165. Merchant must begin processing through their Merchant Solutions account during the first three months the account is opened.

The 1% Cashback offer will be rebated to merchants as a statement credit in the Merchant’s Settlement Account, the month following the month in which qualifying transactions are processed. Merchant must begin processing through their Merchant Solutions account during the first three months the account is opened. TD Merchant Solutions will determine qualifying eligible net volume in its sole discretion (e.g., returns, chargebacks, etc. will not be included).

Earn 1% cash back on eligible net volume (valid gross sales minus any returns) processed during the month their merchant account was approved and the first two full statement cycles following the month the account was approved (maximum of 3 calendar months). The maximum 1% cash back is capped at $500. For example, if you processed $15,000 in eligible net volume during the first 3 months, you would earn $150 cash back.

1Apple, the Apple logo, iPhone and iPad are trademarks of Apple, Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Google Pay is a trademark of Google Inc.

2Next business day funding: Fees may apply for optional services. For merchants with a TD Bank settlement account and TD Bank’s standard payment processing setup, funds will be available in the settlement account by 6 AM ET on the next business day. Availability may vary based on merchant selected payment processing gateway and other chosen services, including but not limited to, the use of non-TD Bank settlement account.

3Merchant account must be open and in good standing. Fees may apply for optional services. Additional restrictions apply. See the TD Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval.

TD Business Premier Checking: First 3 statement cycles waived, then meet one of the following requirements to waive the $30 monthly maintenance fee ($360 annually): 1) $40,000 in combined business deposits and one personal checking account OR 2) active TD Merchant Solutions account OR 3) TD Small Business Line of Credit or Loan OR 4) active TD Digital Express account. TD Business Premier Checking combined balances includes select business checking, business savings and business money market and personal checking products. The following business products are excluded from the combined balances: Lottery Checking, IOLTA/IOLA/IORTA/RAHF/IOREBTA, All Attorney Trust accounts, All Escrow Accounts, All Business CDs and Landlord Tenant Savings. The following personal checking products are excluded: Health Savings Accounts, TD Student Checking and TD Simply Free Checking. Approved Term loans and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement and Schedule of Charges for details.

4The Clover trademark and logo are owned by Clover Network, Inc., a First Data company.

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