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What you need to open a TD Essential Banking Account
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1
The basics
Name, address, phone number and email. If you're under 18, visit a TD Bank store near you with a parent or legal guardian
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2
Proof of ID
Social Security Number, birthdate and a government-issued ID
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3
A way to add money
Have your account info or debit card from another bank. Or come to any TD store with a deposit2
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4
Verify your identity
For your protection, you may need to verify your identity with a few questions throughout the account opening process
What you get with your TD Essential Banking Account
Feel confident about your spending with this checkless, easy-to-use bank account with no overdraft fees or services.
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No overdraft fees or services
Stay on the right track knowing you can only spend what you have in your account3 -
We're here when you need us
Visit ATMs, cash checks, and get support at 1,100+ TD locations, plus around-the-clock live Customer Service via phone -
Debit Card, on the spot
Your account comes with a contactless debit card that's easily replaced through the app or in-store. Plus, rest easy with 24/7 fraud text alerts and lock/unlock controls
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24/7 online and mobile access
Keep tabs on your account with Online Banking with Bill Pay, Online Statements, Send Money with Zelle®4 and TD Bank Mobile Deposit5
Get the most from your TD Essential Banking Account
What you pay
Monthly Maintenance Fee |
$4.95 |
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Daily Balance to Waive Fee |
$0 monthly fee if the primary account holder is age 13 through 171 |
Earns Interest |
No |
ATM Fees |
None at TD ATMs |
Checks |
Personal checks not offered for this account |
Online Statements |
Free |
Paper Statements |
$1 monthly fee |
Minimum Opening Deposit |
$0 |
Overdraft Protection |
Overdraft services do not apply to TD Essential Banking Accounts |
Free with this Account |
TD Bank Mobile Deposit5 |
Additional Benefits |
Zelle®,4 Bill Pay |