View the Personal Credit Card Agreement for TD Cash Secured Card.
*Read complete terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.
TD Cash Secured Accounts opened prior to 04/23/2020: you earn three (3) Points for each one-dollar ($1) of Dining Purchases; two (2) Points for each one dollar ($1) of Grocery Store Purchases, and one (1) Point for each one dollar ($1) of other Purchases. TD Cash Secured Accounts opened on and after 04/23/2020: you earn one (1) Point for each one dollar ($1) on all eligible purchases.
1Collateral Account for the TD Cash Secured Credit Card: In order to establish and maintain the Secured Card account (the “Credit Card Account”), and in consideration of the issuance of the Credit Card Account, you must establish and maintain an individual TD Bank savings account (the “Collateral Account”) that you designate to secure repayment of your Credit Card Account in your name, and you must grant us a security interest in the funds in the Collateral Account. The minimum credit limit for the Credit Card Account is $300, and you must deposit and maintain an amount up to your Credit Card Account credit limit in the Collateral Account within fifteen (15) business days from approval (if your account is approved). The amount you deposit up to your approved credit limit within fifteen (15) business days from approval will be your credit limit for your Credit Card Account. You may not make any withdrawals from the Collateral Account while it secures your Card. If you do not pay your Credit Card Account balance or you or we decide to close your Credit Card Account for any reason, you authorize us to apply all of the funds in the Collateral Account to your outstanding Credit Card Account balance. For details, read the Personal Credit Card Agreement for TD Cash Secured, Important Terms and Conditions for TD Cash Secured, and TD Simple Savings Account Guide.
2To learn more about TD Visa Credit Card Benefits please visit https://www.td.com/us/en/personal-banking/credit-cards/benefits-features.