How to Setup Direct Deposit to Your Checking or Savings Account

Direct deposit is a convenient way to have your paycheck, pension or Social Security payment deposited into your designated checking or savings account—without having to wait for the check to clear. It's fast, safer than paper checks, and your money is available almost immediately.

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Employer Payroll
Federal Benefits

How to set up your paycheck for direct deposit

To have your paycheck deposited directly into your checking or savings account, download, print and complete the direct deposit authorization form and give it to your employer’s payroll representative.

To complete this form, you'll need:

Your account number
Bank routing transit number
Type of account (checking or savings)

Find your account and routing numbers

How to set up your paycheck for direct deposit

To complete this form, you'll need:

Your account number
Bank routing transit number
Type of account (checking or savings)

Find your account and routing numbers

Compare

Get help setting up your paycheck for direct deposit

By phone

Call customer service 24/7

1-888-751-9000 1-888-751-9000

In person

Visit a TD Bank near you to set up your direct deposit

Find a TD Bank

How to set up your federal benefits for direct deposit

The U.S. Treasury Department requires everyone who receives a federal benefit check to have a direct deposit or electronic payment option.

Federal benefits include: Social Security, Supplemental Security Income (SSI), and Veteran Affairs (VA) compensation and pension payments.

Please have the following information ready:

Social Security or claim number
12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
Federal benefit check amount
TD Bank account and routing transit numbers

Find your account and routing numbers

How to set up your federal benefits for direct deposit

The U.S. Treasury Department requires everyone who receives a federal benefit check to have a direct deposit or electronic payment option.

Federal benefits include: Social Security, Supplemental Security Income (SSI), and Veteran Affairs (VA) compensation and pension payments.

Please have the following information ready:

Social Security or claim number
12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
Federal benefit check amount
TD Bank account and routing transit numbers

Find your account and routing numbers

Compare

Get help setting up your federal benefits for direct deposit

Online

Set up your federal direct deposit on the U.S. Treasury Department's Go Direct® website

Set up online†

By phone

Call the U.S. Treasury Electronic Payment Solution Center to set up your direct deposit

1-800-333-1795 1-800-333-1795

In person

Visit a TD Bank near you for help setting up your direct deposit online

Find a TD Bank

More to know when setting up your direct deposit

If you like, you can split your direct deposit into multiple accounts. For example, you can deposit half your paycheck or federal benefits into your checking account and half into your savings.

Also, it can take a few weeks for your direct deposit to start—depending on when your employer sets it up. Until then, you'll continue to receive paper checks.

Find your account and routing numbers

Routing number: Your transit routing number is the first set of numbers on the bottom left of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.
Find your TD Bank routing number
Account number: Your account number is located to the right of the routing number at the bottom of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.

More ways to manage your money

Overdraft protection and services

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Online Banking

Manage your TD Bank accounts online and with our mobile app, pay bills, send money, set up alerts and more

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Mobile banking with the TD Bank app

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Important Disclosures

Funds from your direct deposit are made immediately available for you to use. Your direct deposit posts to your account on the business day it is scheduled to be credited by the bank. A business day is every day, except Saturdays, Sundays and federal holidays. Should your direct deposit be scheduled for a non-business day, your deposit will be made on the first business day after that date.

†By clicking on this link you are leaving TD Bank's website and entering a third-party website over which TD Bank has no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites.

Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

†By clicking on this link you are leaving TD Bank's website and entering a third-party website over which TD Bank has no control.

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How to Setup Direct Deposit to Your Checking or Savings Account

Employer Payroll

Federal Benefits

How to set up your paycheck for direct deposit

How to set up your paycheck for direct deposit

Get help setting up your paycheck for direct deposit

By phone

In person

How to set up your federal benefits for direct deposit

How to set up your federal benefits for direct deposit

Get help setting up your federal benefits for direct deposit

Online

By phone

In person

More to know when setting up your direct deposit

Find your account and routing numbers

More ways to manage your money

Overdraft protection and services

Get to know your new checking account

Online Banking

Mobile banking with the TD Bank app

Important Disclosures

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What is the TD Bank routing number?

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