Compare TD Savings and Money Market Accounts

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	Special Offer TD Simple Savings	Special Offer TD Growth Money Market	Special Offer TD Preferred Savings
Term	N/A	N/A	N/A
Standard Interest Rate
Monthly Maintenance Fee	$5 or $4 when you choose Online Statements only	$12 or $11 when you select Online Statements only	$15 or $14 when you choose Online Statements only
Minimum Daily Balance to Waive Monthly Maintenance Fee	$300 or $0 if you are under 18 or over 62	$2,000 or $0 if you are over 62	$20,000
Special Offer	N/A	N/A	N/A
Earns Interest	Yes	Yes, tiered interest rates	Yes, tiered interest rates
ATM Fees	None at TD ATMs¹	None at TD ATMs¹	None at TD ATMs and reimbursed for other banks' ATM surcharges when you maintain a $2,500 minimum daily balance¹
Checks	N/A	Up to 6 checks per month plus online Bill Pay²	N/A
Online Statements	Free	Free	Free
Paper Statements	Free	Free	Free
Minimum Opening Deposit	$0	$0	$0
Overdraft Protection	This account can be set up to protect a TD Checking account	This account can be set up to protect a TD Checking account	This account can be set up to protect a TD Checking account
Free with this Account	TD Bank Mobile Deposit³	TD Bank Mobile Deposit³	TD Bank Mobile Deposit³ Incoming wire transfers Official bank checks Money orders Stop payments
Additional Benefits	Fee waived for first 12 months with recurring $25 transfers⁴	Rate bump when you grow your savings $50 per month⁵	Rate bump available with linked eligible TD account⁶

TD Simple Savings

TD Growth Money Market

TD Preferred Savings

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Important Disclosures

^*Annual Percentage Yield (APY) is accurate as of Jan 6, 2020 and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

¹For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

²Government Regulation D permits only 6 pre-authorized or electronic withdrawals, including checks from a savings or money market account per monthly cycle. See the Personal Deposit Account Agreement for more details.

³TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

⁴For the first 12 months, waived each month you have a linked eligible TD Bank checking account and a recurring transfer of $25 or more from a TD Bank checking account. See the Personal Deposit Account Agreement for more details.

⁵Must be linked to an eligible, personal TD Bank Checking account, have a qualifying transfer into account, and have an increase in the closing balance by at least $50 from previous statement period. See the Personal Deposit Account Agreement for more details.

⁶Eligible accounts include TD Bank personal mortgage, home equity, credit card or active personal or small business checking accounts. An active checking account must have three customer-initiated deposit, withdrawal, payment or transfer transactions each month to qualify for the rate bump during the following month.

¹For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

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