Compare TD Small Business Checking Accounts

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Special Offer

N/A

N/A

N/A

Minimum Deposit to Open

$200

$100

$25

Monthly Maintenance Fee

$30, first 3 statement cycles waived

$25

$10

Ways to Waive Monthly Fee

Meet one of the following requirements1:

  • Maintain $40,000 combined balances in your business deposits and one personal checking account2
  • Active TD Merchant Solutions3
  • Active TD Digital Express
  • TD Small Business Loan4

$1,500 combined minimum daily balance with one TD personal checking account1,2

N/A

No Charge Paid and/or Deposited Items

500
(additional items $0.35 each)

500
(additional items $0.50 each)

200
(additional items $0.75 each)

No Charge Cash Deposits in Store

Up to $30,000 free ($0.25 per $100 thereafter)5

Up to $5,000 free ($0.25 per $100 thereafter)3

Up to $5,000 free ($0.25 per $100 thereafter)1

Earns Interest

No

No

No

Interest Rates

No TD fees at TD or non-TD ATMs6

None at TD ATMs

None at TD ATMs

ATM Fees

N/A

N/A

N/A

TD Overdraft Relief

Savings Overdraft Protection8 and Small Business Overdraft Line of Credit available.9

Learn more about your overdraft options

Savings Overdraft Protection4 and Small Business Overdraft Line of Credit available.5

Learn more about your overdraft options

Savings Overdraft Protection2 and Small Business Overdraft Line of Credit available.3

Learn more about your overdraft options

Free with this Account

  • Online statements
  • Paper statements, including check images
  • TD Bank Mobile Deposit7
  • TD Small Business Money Market Plus account with relationship rates1
  • Up to 2 TD Business Simple Checking accounts1
  • Unlimited money orders and official bank checks
  • Online statements
  • TD Bank Mobile Deposit4
  • Online statements
  • TD Bank Mobile Deposit2
  • Professional online invoices with online payment option3

Additional Benefits

  • Instant-issue debit card
  • TD Digital Express discount
  • Safe deposit box discount
  • Discount on first order of checks

Instant-issue debit card

  • Instant-issue debit card
  • Accept online credit card and ACH payments for a low per-transaction fee4

TD Business Simple Checking
View the account guide for TD Business Simple Checking.

1Business Simple Checking in-store cash deposits up to $5,000 per statement cycle and $0.25 per $100 deposited thereafter.

2The TD Bank Mobile App is free to download, however, standard wireless carrier message and data rates may apply. Text "Stop" to quit or "Help" for more information. TD Bank Mobile Deposit is available to business Customers with an active checking, savings or money market account. Available for most iPhone® and Android™ devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

3TD Online Accounting is powered by Autobooks. Neither TD Bank, N.A., nor any of its subsidiaries or affiliates, is affiliated with Autobooks, Inc (Autobooks). The accounting services referenced herein are provided exclusively by Autobooks and are subject to customer’s agreement to Autobooks’ terms of use. Certain restrictions and fees apply. TD Bank may be entitled to receive fees from Autobooks for customer’s use of accounting services. Use of accounting services from any provider, including Autobooks, is solely at the customer’s election. Autobooks may have a different Privacy and Security policy than TD Bank, N.A. You should review the Privacy and Security policies of the Autobooks website before you provide personal or confidential information. Restrictions may apply for 1-2 day funding availability service. TD Business Simple Checking customers enrolling in Invoicing only, will pay no monthly service fee. Customers with multiple business checking accounts are only eligible for the Invoicing only monthly service fee waiver if all checking accounts are TD Business Simple Checking products. All other business checking product types will pay a $10 monthly service fee for TD Online Accounting.

TD Business Convenience Checking Plus
View the account guide for TD Business Convenience Checking Plus.

1TD Business Convenience Checking Plus combined balances includes balances from the TD Business Convenience Checking Plus account and one TD personal checking product. The following personal checking products are excluded: Health Savings Accounts and TD Simply Free Checking. Please see your Business Deposit Account Agreement for more details.

2Product is eligible for a non-profit waiver of the monthly maintenance fee.

3Business Convenience Checking in-store cash deposits up to $5,000 per statement cycle and $0.25 per $100 deposited thereafter.

4The TD Bank Mobile App is free to download, however, standard wireless carrier message and data rates may apply. Text "Stop" to quit or "Help" for more information. TD Bank Mobile Deposit is available to business Customers with an active checking, savings or money market account. Available for most iPhone® and Android™ devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

5Add Savings Overdraft Protection to automatically transfer funds from your TD Bank business savings or money market account to avoid overdrafts and returned check fees in your TD Bank Small business checking.

6Add Small Business Overdraft Protection Line of Credit when your checking account balance drops below zero. Your account is covered up to your available limit. Subject to credit approval. All applicable fees apply.

TD Business Premier Checking
View the account guide for TD Business Premier Checking.

1Refer to the Business Deposit Account Agreement for details.

2The TD Business Premier Checking combined balances includes select business checking, business money market and business savings and personal checking. Restrictions may apply; please see Business Schedule of Charges for details. View account guide for more details.

3See the TD Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval.

4TD Business Premier Checking allows customers to use a TD Small Business Loan, to waive their Business Premier Checking monthly maintenance fee. Approved TERM and Commercial Real Estate Mortgage loans can be any loan amount, Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement for details.

5Business Premier Checking in-store cash deposits up to $30,000 per statement cycle and $0.25 per $100 deposited thereafter.

6For non-TD Bank, N.A. ATM transactions, the institution that owns the terminal (or the network) may assess a surcharge at the time of your transaction, including balance inquiries.

7The TD Bank Mobile App is free to download, however, standard wireless carrier message and data rates may apply. Text "Stop" to quit or "Help" for more information. TD Bank Mobile Deposit is available to business Customers with an active checking, savings or money market account. Available for most iPhone® and Android™ devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

8Add Savings Overdraft Protection to automatically transfer funds from your TD Bank business savings or money market account to avoid overdrafts and returned check fees in your TD Bank Small business checking.

9Add Small Business Overdraft Protection Line of Credit when your checking account balance drops below zero. Your account is covered up to your available limit. Subject to credit approval. All applicable fees apply.

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