1Please refer to the Business Deposit Account Agreement and the TD Business Premier Checking account guide for more details.
2The TD Business Premier Checking combined balances includes select business checking, business money market and business savings and personal checking. Restrictions may apply; please see Business Schedule of Charges for details. View account guide for more details. See the TD Bank, N.A. Member Merchant Agreement for applicable Merchant Processing Fees and Assessments. Subject to credit approval. TD Business Premier Checking allows customers to use a TD Small Business Loan, to waive their Business Premier Checking monthly maintenance fee. Approved Term and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement for details.
TD Merchant Solutions Offer:
3Offer is available to any New Merchant account that is credit approved from August 1, 2025 through January 31, 2026 and meets the additional conditions below.
Merchant must sign a 3-year Merchant Solutions Processing Agreement and must begin processing through their Merchant Solutions account during the campaign period set forth above. All Bonus payouts, Monthly Service Charge, Clover Platform Fee and Monthly Minimum Account Fee Rebates will only be credited to a TD Bank Business Premier Checking Account.
Monthly Service Charge, Clover Platform Fee and Monthly Minimum Account fees are charged to the Merchant and rebated the following month. No rebates will be made if Merchant Account is not open and in good standing at the time such bonus offer is calculated and paid. Total amounts of the monthly credit will equal the value of the account Monthly Service Charge Fee or Clover Platform Fee and the Monthly Minimum Account Fee outlined in the Merchant Processing Agreement and will be credited the following month.
Cash Back Bonus offer(s) will be credited to merchants based on processed volume for a three month promotional period ending the third full calendar month following their account approval date. Merchants can earn 1% cash back capped at $300 on eligible net transaction volume processed during the three month promotional period after account approval. Earn an additional $700 cash when you process at least $250,000 in the same promotional period. TD Merchant Solutions will determine qualifying eligible net transaction volume in its sole discretion (e.g., returns, chargebacks, etc. will not be included). The credit will appear the following month in which qualifying transactions are processed.
All Merchant Solutions accounts are subject to credit approval, additional Terms and Conditions outlined in the Merchant Solutions Processing Agreement will apply. Other standard fees outlined in the Merchant Processing Agreement are excluded from this offer.
TD Small Business Dashboard Offer:
4Customer must open or have open a TD Business Premier checking account and must not have previously enrolled in the TD Small Business Dashboard.
By 11:59 PM ET on January 31, 2026, customer must complete enrollment in the TD Small Business Dashboard by accepting the terms & conditions and successfully link their accounting software from one of the following supported providers:
QuickBooks Online, FreshBooks and Xero.
The $50 cash back will be deposited into the customer’s TD Small Business checking account by February 28th, 2026, after meeting the above requirements, provided the account remains open and in good standing at the time of payout. Limit one offer per business. Offer is not transferable. TD Bank reserves the right to determine eligibility in its sole discretion. Cash back will be subject to backup withholding to the extent applicable to you under the U.S. Internal Revenue Code. We may issue you an IRS Form 1099-MISC or other applicable tax forms reporting the value of the cash back bonus. TD Bank employees and Canadian Cross-border banking Customers are not eligible.
Paycor Offer:
5The payroll services described herein are provided exclusively by Paycor, Inc. and subject to customer’s written agreement with Paycor. Credit restrictions and fees may apply.
Paycor will provide TD Small Business customers with promotional credits (the ‘Credits’) equal to one hundred percent (100%) of any monthly fees for Basic, Essential, or Complete payroll services (the ‘Services’) incurred in using the Services as set forth in your order for the six (6) month period commencing upon the date the Service is activated during implementation, subject to the following terms and conditions. In order to qualify for the promotion: (a) your business is not currently receiving payroll services from Paycor; (b) your business has between 1–99 employees at the time it commences Services; (c) you must submit a request using the referral link at https://go.paycor.com/td; (d) an order for Services and any applicable supplemental agreements must be signed and returned to Paycor on or before January 31, 2026; (e) your first payroll run date must be on or before February 28, 2026; and (f) your business may not terminate, cancel or unsubscribe from any services in the order or otherwise stop processing payroll with Paycor prior to twenty-four (24) months from the date of last signature on the order. If any of the conditions identified in (a) - (f) are not satisfied then all Credits issued under the promotion will be reversed, and you agree that Paycor may charge your business the value of Credits received multiplied by the following termination percentage based on total months processing: <13: 100%, 13-24: 50%, 24+: 0%. Implementation or other payroll-related fees are not a part of the promotion and that all fees other than the monthly or per-processing payroll fees (excluding delivery) will remain payable by your business.
TD Small Business Lending Offer:
6All Loans and Lines of Credit are subject to credit approval and the terms and conditions of the final agreements. The promotional interest rate ("Promo Rate") is available only to: (1) new customers who do not currently hold any Lines of Credit with TD Bank, or (2) existing customers who apply for and are approved for an increase to their existing Line of Credit, where the new or increased Line of Credit amount exceeds the total amount of any existing Line(s) of Credit held with TD Bank at the time of application.
Ineligibility for Promo Rate: Renewals, refinances, or replacements of existing Lines of Credit are not eligible for the Promo Rate unless the application results in an increase to the existing Line of Credit commitment amount. Borrowers who have paid off and closed Line(s) of Credit with TD Bank on or after November 1, 2024, and subsequently apply for a new Line of Credit for an amount equal to or less than the closed Line(s) of Credit will not be eligible for the Promo Rate. TD Bank reserves the right to deny the Promo Rate if it determines, in its sole discretion, that the application is intended to circumvent these eligibility requirements.
Applications for the Promo Rate must be received between November 1, 2025 and January 31, 2026 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. For Lines of Credit approved without an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be the Wall Street Journal Prime Rate ("WSJP") + 0.00%. For Lines of Credit approved with an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be WSJP + 3.00%.
For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws a loan application after appraisals have been conducted. The offer excludes Term Loans under the SBA Express Program. Applications must be received between November 1, 2025 and January 31, 2026 to qualify.
For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by April 30, 2026 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details.
