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Small Business Special Offers


TD business checking accounts lay the foundation for all these special offers designed to help you run your business.

Plus, enjoy smart online banking solutions to get even more from your checking accounts.

Open a TD business checking account and we'll waive fees for the first 3 months.1

All TD business checking accounts give you access to online banking solutions like TD Small Business Dashboard, Tap to Pay on iPhone and TD Online Accounting. Run your business efficiently with the help of these tools and more.

Ready to open an account?


Receive a free terminal.2

Ask about offers to help you accept customer payments in store, online or on the go.


Enjoy reimbursed processing fees up to $50 when you process 5 or more payments within 60 days.3

Receive faster payments, streamline cash flow and simplify invoicing with TD Online Accounting.


Enjoy 6 months of free Paycor payroll services.5

Simplify payroll, streamline taxes, access compliance updates and get expert guidance with this time-saving solution.


Take advantage of Prime +0% on a conventional line of credit up to $1MM OR as low as Prime +2% with an SBA Express line of credit. Conditions apply.4

Improve cash flow with flexible funding to grow your business, cover unexpected costs and manage short-term expenses.


Receive a $2,000 closing credit on an SBA 7(a)​

OR 504 term loan up to $5MM.4​

Take advantage of this offer to pay off a purchase over time, like equipment or expansions, with predictable costs.


Interested in our Personal Special Offers?


TD Business Premier Checking:

1Business Checking Monthly Maintenance Fee waiver offer is valid on one new TD Small Business checking account per customer TIN. Business Simple Checking, Business Convenience Checking Plus, Business Interest Checking Plus or Business Premier Checking products are eligible. The Monthly Maintenance Fees will be waived for the first three months or first four statement cycles after the account has been opened, whichever period is longer. The first statement cycle may be less than a full month. Standard pricing will resume when the waiver expires. See Business Fee Schedule for details. Account analysis checking customers are not eligible for this offer. Offer only available to new small business checking customers during the offer period 2/1/2026 – 4/30/2026​

Merchant Solutions:

2Offer eligibility period is from February 1, 2026 through July 31, 2026. Offer is available to all new TD Merchant Solutions customers who are credit approved for a new TD Merchant Solutions account during the eligibility period. Merchants will qualify for only one of the specific offers below based on the device or solution acquired by the merchant and cannot be combined with any other offer. Merchants acquiring multiple device types will receive the offer with the highest value. Offer valid on only new MID established with TD Bank.

Merchants must sign a 3-year Merchant Solutions processing agreement. TD Bank Merchant Solutions accounts terminated prior to the end of the 3-year term will be charged for the value of the device, solution or credit acquired. The value of the device, gateway or credit in the offer will be charged if the Merchant account has not processed at least $20.01 within the first three full calendar months from approval OR the Customer does not have a TD Business Premier Checking account. The TD Business Premier Checking account needs to be under the same TIN as the Customer with the Merchant account.

All Merchant Solutions accounts are subject to credit approval, and additional terms and conditions in the Merchant Processing Agreement apply.

Clover Go Offer: One Clover Go Gen 3 Device ($179 value) at no cost when you begin processing within 3 months. No Clover Platform Fee. No Monthly Account Minimum Fee. Promotional Offer not available on Clover Go Gen 3 with docking station bundle.

Gateway Offer: Clover Gateway or a Gateway Solution One Clover Gateway or a Gateway Solution (customer owned or purchased gateways) at no cost ($299 value) when you begin processing within 3 months. No Monthly Account Minimum Fee.

Clover Compact, FD150 terminal, Ingenico terminal, Clover Mini, Clover Flex or Clover Flex Pocket offer: One Clover Compact ($369 value), FD150 terminal ($449 value), Ingenico Desk 3500 terminal($489 value), Ingenico Move 5000 terminal ($739 value), Clover Mini ($859 value), Clover Flex ($1025 value) or Clover Flex Pocket ($1025 value) at no cost when you begin processing within 3 months. No Monthly Account Minimum Fee.

Clover Station Solo, Clover Station Duo or Clover Kiosk offer: $900 credit towards the purchase of one Clover Station Solo, Clover Station Duo or Clover Kiosk when you begin processing within 3months. No Monthly Account Minimum Fee

TD Online Accounting:

3Each business that: opens a new TD Online Accounting account; and processes a minimum of five transactions using ACH, cards or Tap to Pay on iPhone within the time frame set forth below will receive a reimbursement up to $50 in processing fees. This offer is applicable to enrollments that occur between 2/1/2026 through 4/30/2026, and for transactions processed through 6/30/2026.The reimbursement will be received in the form of a statement credit, at the end of the month following a statement period with qualifying processing fees.

Lending Solutions:

4All Loans and Lines of Credit are subject to credit approval and the terms and conditions of the final agreements. The promotional interest rate ("Promo Rate") is available only to: (1) new customers who do not currently hold any Lines of Credit with TD Bank, or (2) existing customers who apply for and are approved for an increase to their existing Line of Credit, where the new or increased Line of Credit amount exceeds the total amount of any existing Line(s) of Credit held with TD Bank at the time of application.

Ineligibility for Promo Rate: Renewals, refinances, or replacements of existing Lines of Credit are not eligible for the Promo Rate unless the application results in an increase to the existing Line of Credit commitment amount. Borrowers who have paid off and closed Line(s) of Credit with TD Bank on or after February 1, 2025, and subsequently apply fora new Line of Credit for an amount equal to or less than the closed Line(s) of Credit will not be eligible for the Promo Rate. TD Bank reserves the right to deny the Promo Rate if it determines, in its sole discretion, that the application is intended to circumvent these eligibility requirements.

Applications for the Promo Rate must be received between February 1, 2026 and April 30, 2026 to qualify. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. For Lines of Credit approved without an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be the Wall Street Journal Prime Rate ("WSJP") + 0.00%. For Lines of Credit approved with an SBA Guaranty and meeting the auto-payment qualification, the interest rate will be as follows:

For Lines of Credit with commitments of $50,000 or less, WSJP + 5.5%

For Lines of Credit with commitments between $50,001 and $250,000, WSJP + 5%

For Lines of Credit with commitments between $250,001 and $350,000, WSJP + 3.5%

For Lines of Credit with commitments between $350,001 and $500,000, WSJP + 2.0%

These SBA Line of Credit rates apply based on SBA Standard Operating Procedure (SOP) 50 10 8, OMB Control Number: 5000-868665, effective June 1, 2025. They may change on issuance of an updated SOP 50 10 by the Small Business Administration. See www.sba.gov for details.

For SBA 7(a) Term Loans and SBA 504 Term Loans up to $5,000,000, TD Bank will offer closing cost credit up to $2,000.00 applicable to third-party reports such as appraisal, environmental, or business valuation reports. Qualified applicants must maintain an active TD Bank Business Checking account from which loan payments will be auto-deducted. Closing credit not to exceed $2,000.00 in value. Borrower will be responsible for all assessed commitment and closing fees if Borrower withdraws a loan application after appraisals have been conducted. The offer excludes Term Loans under the SBA Express Program. Applications must be received between February 1, 2026 and April 30, 2026 to qualify.

For the Line of Credit and Term Loan offers, Loans and Lines of Credit must be closed by July 31, 2026 to qualify. Some credit restrictions may apply. Other terms and conditions may apply. Other fees and charges may apply; speak with your local lender for details

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