Rates and fees for TD Business Solutions Credit Card

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases

18.49%, 23.49% or 28.49% variable APR based on your creditworthiness

APR for Balance Transfers

18.49%, 23.49% or 28.49% variable APR based on your creditworthiness

Balance Transfer Fee

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge


APR for Cash Advances

29.74% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

Annual Fee


Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment

Up to $40

Return Payment


Services with your TD Credit Card

Double your rewards when you redeem into an eligible TD Deposit Account*

Earn 1% Cash Back Rewards on purchases and an extra 1% Cash Back when you redeem your rewards into an eligible TD Bank Deposit Account.

That's a total of 2% Cash Back.

TD Small Business Checking accounts
TD Small Business Savings or Money Market accounts

Apply for a TD Business Solutions Credit Card

Already have a TD Credit Card?

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. The terms and conditions associated with your TD Bank, N.A. Deposit Account govern the use of that account and any limitations that may prohibit you from depositing or withdrawing your Redemption Bonus.

1Visa’s Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must take care in protecting their card and notify TD Bank immediately of any unauthorized use.

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