Rates and fees for TD Business Solutions Credit Card

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases

19.24%, 24.24% or 29.24%  variable APR based on your creditworthiness

APR for Balance Transfers

19.24%, 24.24% or 29.24% variable APR based on your creditworthiness

Balance Transfer Fee

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge


APR for Cash Advances

30.49% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

Annual Fee


Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment

Up to $40

Return Payment


Services with your TD Credit Card

  • Digital Wallet

    Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

  • Visa Zero Liability3

    Enjoy Visa security on purchases, plus protection against unauthorized charges

  • Instant credit card replacement

    If your card is lost or stolen, you may be able to get an immediate replacement at a TD Bank

  • Contactless Payments

    Learn more about the convenience and security of contactless payments

Apply for a TD Business Solutions Credit Card

Already have a TD Credit Card?

View the Business Credit Card Agreement for TD Business Solutions Credit Card.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. 

1Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. us. If you are approved for an Account in response to this specific offer, you are eligible to earn a One-Time Bonus Offer ("One Time Bonus Offer") of 25,000 Bonus Points, equal to $250 in the form of a statement credit. To qualify for the $250 statement credit, you must spend $1,500 in total Purchases using the Account within 90 days of the Account opening date. Provided your Account is open and in good standing, the 25,000 Bonus Points, equal to a $250 statement credit will be reflected on your Account within 6 to 8 weeks after you have met the eligibility criteria. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this Account or any other account with us.

2To learn more about TD Visa Credit Card Benefits please visit https://www.td.com/us/en/personal-banking/credit-cards/benefits-features.

3To learn more about Visa Zero Liability please visit https://usa.visa.com/support/consumer/security.html. By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites. Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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