What you get

All accounts include Online Banking and Mobile Banking with Mobile Deposit1 plus payment options including ACH, Bill Pay2 and Wire Transfers.

  • The most perks of any TD small business checking account – including no TD ATM fees3
    Get discounts on TD Digital Express, safe deposit boxes and first order of business checks.4 Plus TD fees waived for non-TD ATMs3, money orders and official checks
  • Up to 3 additional accounts at no charge
    Open up to 2 additional TD Business Simple Checking accounts with no monthly fee, as well as a TD Small Business Premium Money Market with no monthly fee and the relationship interest rate bump4
  • Variety of ways to waive monthly fee
    Monthly fee is waived for first 3 statement cycles. After that, combine balances from your business deposits and a TD personal account to meet the $40,000 minimum daily balance requirement5 or actively use TD Merchant Solutions6, TD Digital Express or TD Bank Small Business Loan or Line of Credit7
  • Highest transaction limits of any small business checking account
    Up to 500 free items paid and/or deposited and up to $30,000 in cash deposits in store included per statement cycle8

What you pay

Minimum Deposit to Open
Monthly Maintenance Fee
$30, first 3 statement cycles waived
Ways to Waive Monthly Fee
Meet one of the following requirements3:
Maintain $40,000 combined balances in your business deposits and one TD personal checking account5
Active TD Merchant Solutions6
Active TD Digital Express
TD Small Business Loan or Line of Credit7
No Charge Paid and/or Deposited Items
500 ($0.35 for each item thereafter)
No Charge Cash Deposits in Store
Up to $30,000 free ($0.25 per $100 thereafter)8
Earns Interest
ATM Fees
None at TD or non-TD ATMs3
Overdraft Protection
Savings Overdraft Protection9 and Small Business Overdraft Protection Line of Credit available10
Free with This Account
TD Small Business Premium Money Market account with relationship rates4
Up to 2 TD Business Simple Checking accounts with no monthly fee4
Unlimited money orders and official bank checks
Additional Benefits
TD Digital Express Discount

TD Online Accounting

Get paid faster.

Securely and easily accept customer credit card, debit card and electronic bank transfer payments into your TD Small Business Checking account.

Explore more products and services

Small Business Lines of Credit and Loans

Manage daily cash flow, make capital expenditures or invest in real estate with a loan or line of credit

Merchant Solutions

Manage, grow and protect your business with customized payment solutions

Small Business Online Banking

Easily manage your small business accounts with Online Banking and the TD Mobile Banking App

Small Business Resource Center

Access resources, tools and support for every stage of your business

What you need to open an account

Find out what information and documentation you need to open an account online or at a TD Bank near you.

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