Compare Small Business Loans and Lines of Credit


Find the loan that's right for your business

Loan

Loan, line of credit and commercial mortgage comparison chart item 1
Best for

One-time financing:

  • Equipment or vehicles
  • Expansion or renovation
  • Lump-sum working capital
Amounts available
$10,000 – $1,000,0001
Rate type
Fixed
Standard terms
3 to 5 years amortization2
What you should know

Typically secured by equipment, inventory or cash

Interest on loans may be deducted as a normal business operating expense for tax purposes3

Fixed monthly payments are automatically deducted from your checking account

Line of Credit

Loan, line of credit and commercial mortgage comparison chart item 2
Best for

Access to cash for business expenses:

  • Rent
  • Inventory
  • Payroll
  • Daily operations
Amounts available
$25,000 – $500,0001
Rate type
Variable
Standard terms
On demand
What you should know

Typically secured by cash or accounts receivable

Access your money by writing a check or transferring money online

Your line of credit can be paid down and used again

Monthly payments are automatically deducted from your checking account

Commercial Mortgage

Loan, line of credit and commercial mortgage comparison chart item 3
Best for

One-time financing:

  • Real estate purchase
  • Refinancing
Amounts available
Up to $1,000,0001
Rate type
Fixed
Standard terms
5-year term, up to 20-year amortization
What you should know

Secured by real estate

Interest on loans may be deducted as a normal business operating expense for tax purposes3

Fixed monthly payments are automatically deducted from your checking account

Talk to an expert

Ask questions. Get guidance.

A small business specialist is ready to help.

Call 1-855-278-8988
Mon-Fri, 8:30AM – 5:00PM ET

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The fastest way to apply for loans and lines of credit under $100,000



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